Office desk / paperwork done

Business & admin tools.

Make an invoice and an email signature, set a freelance rate, work out VAT and payment fees, convert currencies, chart figures, and check the identity and tax numbers that forms ask for.

141working tools
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01

Invoices & pricing

An invoice or a quote to print, gift vouchers, a freelance rate, VAT, payment fees, currency conversion, amounts in Chinese capital numerals, and what a customer is worth.

01 / BUSINESSReady

Invoice

Professional invoices with your logo, line items, tax, and discount, printed or saved as PDF, numbered automatically.

02 / BUSINESSReady

Quote Generator

Printable quotes with tax, discount, and a valid-until date, turned into invoices in one click.

03 / BUSINESSReady

Gift Voucher

Printable gift vouchers for your shop with values, expiry dates, and unique codes.

04 / BUSINESSReady

Freelance Rate

The hourly and day rate you need as a freelancer, after costs, tax, time off, and unbillable hours.

05 / BUSINESSReady

VAT

Add VAT or take it out of a price at any rate, with country presets and rounding choices.

06 / BUSINESSReady

Payment Fees

What PayPal, Stripe, Square, Etsy, or eBay takes from a sale, or what to charge to receive a set amount.

07 / BUSINESSReady

Dimensional weight

The dimensional (volumetric) weight of a parcel with your carrier's divisor, and the billable weight against the actual weight.

08 / BUSINESSReady

Currency Converter

Convert about 30 currencies with the European Central Bank's daily euro reference rates.

09 / BUSINESSReady

Chinese Uppercase Amount

Write an amount in Chinese capital numerals for cheques and invoices.

10 / BUSINESSReady

Lifetime Value

Customer lifetime value, LTV:CAC ratio, and payback time.

11 / BUSINESSReady

Product pricing

The selling price for a target margin after product cost, shipping, marketplace and payment fees, and ads, or the profit at your price.

12 / BUSINESSReady

Reorder point

When to reorder, how much safety stock to keep for a service level, and the economic order quantity.

13 / BUSINESSReady

Translation quote

A translation quote from words or characters, your rate, a minimum charge, a rush surcharge, and extras.

14 / BUSINESSReady

SKU generator

Create SKU codes for every combination of product, colour, and size, with a prefix and sequence number, and copy them as CSV.

15 / BUSINESSReady

Purchase order

Create a purchase order for a supplier with items, quantities, prices, tax, shipping, and terms, and print it.

16 / BUSINESSReady

Packing slip

Make a printable packing slip with items, quantities ordered and shipped, backorders, and your return address.

17 / BUSINESSReady

Expense report

Fill in an expense report with dates, categories, and amounts, get totals by category and the amount owed, and print it.

18 / BUSINESSReady

Mileage log

Log business trips with odometer readings or distances, apply a mileage rate, and print or download the log.

19 / BUSINESSReady

Business cards

Design simple business cards with a QR code and print a full sheet with crop marks, in European, US, or Japanese sizes.

20 / BUSINESSReady

Envelope printer

Print recipient and return addresses straight onto DL, C5, C6, US #10, and other envelopes, many at once.

21 / BUSINESSReady

Address labels

Lay out address labels from pasted text or CSV/TSV, with sheet presets, a starting offset, browser printing and exact-size PDF download.

22 / BUSINESSReady

Menu maker

Type your dishes and prices and print a clean restaurant or café menu, with an optional QR code to your website.

02

Office

An email signature, a chart from your figures, a timer that keeps meetings short, and a weekly shift rota.

01 / BUSINESSReady

Email Signature

Professional email signatures for Gmail, Outlook, and Apple Mail: four templates, photo, logo, and social links.

02 / BUSINESSReady

Business Names

Combine your keywords with original word lists and naming patterns, with local letters-and-length checks.

03 / BUSINESSReady

Chart Maker

Bar, line, pie, and scatter charts from pasted spreadsheet data or CSV, downloaded as PNG or SVG.

04 / BUSINESSReady

Mind map

Turn a Markdown outline into an interactive mind map, fold branches, and export SVG or PNG.

05 / BUSINESSReady

Gantt chart

Edit a project schedule with groups, dependencies, progress and milestones, then export or print a Gantt chart.

06 / BUSINESSReady

Org chart

Build an organisation chart from names and managers, colour departments, collapse teams and export SVG, PNG, PDF or CSV.

07 / BUSINESSReady

Flowchart

Write Mermaid flowcharts or add shapes and connections with a simple builder, then export SVG, PNG or text.

08 / BUSINESSReady

Size chart

Edit a measurement table, display centimetres or inches, and export CSV, HTML or PNG.

09 / BUSINESSReady

Meeting Timer

Time a meeting, talk, or agenda: amber at the warning, red in the last minute, overtime counted, the running cost, and a planned-versus-actual report.

10 / BUSINESSReady

Shift Schedule

A weekly staff rota with shift times, breaks, hours per person, print, and CSV.

11 / BUSINESSReady

Salary raise

Your new salary from a raise in percent or money, and the real raise after inflation, with monthly and hourly pay.

12 / BUSINESSReady

US paycheck

Estimate 2026 federal withholding, Social Security, Medicare and supported state income tax from regular pay.

13 / BUSINESSReady

GS pay

Calculate 2026 General Schedule pay for all 58 locality areas, including the EX-IV cap, hourly pay and waiting periods.

14 / BUSINESSReady

China income tax

Estimate 2026 China salary withholding month by month and reconcile annual comprehensive income with tax already withheld.

15 / BUSINESSReady

China social insurance

Compare employee and employer contributions, housing fund payments and take-home pay with editable rates and contribution limits.

16 / BUSINESSReady

China bonus tax

Compare separate annual bonus taxation with merging into comprehensive income, including the bonus tax cliff ranges.

17 / BUSINESSReady

BPJS contributions

Estimate employer and employee BPJS shares for a salaried worker, including wage caps, workplace risk and extra eligible family.

18 / BUSINESSReady

Vacation accrual

Vacation days earned so far this leave year, what is left, and what you will have by the year's end, pro rata from your start date.

19 / BUSINESSReady

Holiday entitlement

Estimate German statutory and contractual holiday days, with employment dates, full-month proration and optional disability leave.

20 / BUSINESSReady

Part-time pay

Convert full-time hours and gross monthly pay into a part-time percentage, monthly pay, hourly rate and holiday days.

21 / BUSINESSReady

Brut / net salary

Estimate French gross or net salary by hour, month or year, with employment-category assumptions and optional personal tax withholding.

22 / BUSINESSReady

UK take-home pay

Estimate UK take-home pay for 2026/27 or 2025/26, including Scottish tax, pension methods, NI and student loans.

23 / BUSINESSReady

India income tax

Compare new and old income tax regimes for FY 2026–27 and FY 2025–26, with salary deductions, rebate, surcharge relief and cess.

24 / BUSINESSReady

Barème kilométrique

Estimate frais réels for cars, motorbikes and mopeds using the 2026 declaration scale, including the electric uplift.

25 / BUSINESSReady

German net salary

Estimate German net salary for 2026 with the official wage-tax PAP and employee and employer social-insurance shares.

26 / BUSINESSReady

Pendlerpauschale

Calculate Germany's commuting deduction for 2022–2026 and compare total work expenses with the employee allowance.

27 / BUSINESSReady

Time tracker

Track time by project and task with one click, see totals and billable hours, and download a CSV, with no account.

28 / BUSINESSReady

Timesheet

Fill in a weekly timesheet with start, finish, and breaks, get total and overtime hours and pay, then print or download it.

29 / BUSINESSReady

Weekly time card

Total a seven-day time card with split shifts, unpaid breaks, overnight work, punch rounding and weekly overtime pay.

30 / BUSINESSReady

Cover letter

Write a one-page cover letter from the job, your experience, key skills, an achievement, and why you want the role.

31 / BUSINESSReady

Reference letter

Write a reference or recommendation letter for an employee, student, tenant, or friend, with strengths and an example.

32 / BUSINESSReady

Resignation letter

Write a professional resignation letter with your notice period and last working day worked out, warm or brief.

33 / BUSINESSReady

Complaint letter

Write a clear, firm complaint letter about a faulty product or poor service, with what you want and a reply deadline.

03

Local IDs & payments

Check identity and tax numbers from Brazil, Spain, Portugal, Mexico, Chile, Argentina, France, Japan, China, and Taiwan, and make a Pix payment QR code.

04

Finance & investing

Compare interest rates, value money over time, judge an investment by NPV and IRR, and plan depreciation.

01 / BUSINESSReady

APR ↔ APY

Convert a nominal APR to the effective APY for any compounding, and back.

02 / BUSINESSReady

Present Value

Present and future value of a sum or of regular payments, and the payment to reach a target.

03 / BUSINESSReady

NPV & IRR

Net present value, internal rate of return, and payback period from a list of cash flows.

04 / BUSINESSReady

Depreciation

Straight-line, double-declining, and sum-of-years depreciation schedules with CSV.

05 / BUSINESSReady

FIRE

Your financial independence number and the years to reach it, from savings and spending.

06 / BUSINESSReady

Card Payoff

How long a credit card takes to pay off and the interest, or the payment for a deadline.

07 / BUSINESSReady

Rule of 72

Estimate doubling time from a growth rate or the rate needed to double money, with exact annual compounding and Rules of 70 and 69.3.

08 / BUSINESSReady

Balance Transfer

Compare keeping a card balance with transferring it, including the transfer fee, promotional APR and the later APR.

09 / BUSINESSReady

Credit Card Minimum Payment

Compare minimum-only card payments with a fixed monthly payment using an editable percentage rule and payment floor.

10 / BUSINESSReady

DCA

Average cost, units, and value of investing a fixed amount at each price you enter.

11 / BUSINESSReady

Crypto Profit

Profit or loss, return, and break-even price of a buy and sell with fees.

12 / BUSINESSReady

Dividends

Calculate annual dividend income and project shares, withholding and retained cash year by year, with optional reinvestment.

13 / BUSINESSReady

Stock average

Calculate average cost from buys and sells with fees, then solve how many shares at a new price reach a target average.

14 / BUSINESSReady

Options payoff

Combine editable option legs and underlying shares to chart expiration profit, break-even prices and maximum profit or loss.

15 / BUSINESSReady

Position size

Calculate shares or forex lots from an account size and risk budget, with rounding, stop distance and a target reward-to-risk ratio.

16 / BUSINESSReady

XIRR

Calculate an annualised return from dated cash flows, with absolute return, endpoint-only CAGR and yearly cash-flow totals.

17 / BUSINESSReady

Financial ratios

Twelve common financial ratios, liquidity, leverage, profitability, and efficiency, from balance sheet and income statement figures.

18 / BUSINESSReady

Crypto units

Convert exactly between BTC and satoshis, ETH, gwei, and wei, and SOL and lamports, with an optional value at your price.

19 / BUSINESSReady

Inflation calculator

See what a dollar amount from any year since 1913 is worth today, using the US Consumer Price Index.

05

Check digits & codes

Catch typing mistakes in IBANs, ISBNs, VINs, and any number protected by the Luhn check, the way banks, publishers, and registries do.

06

Startup & SaaS metrics

Add up recurring revenue, check retention and unit economics, see how long the money lasts, and turn uptime targets into allowed downtime.

07

Property investing

Judge a rental property by its cap rate, gross and net yield, and the cash-on-cash return on the money you put in.

08

Marketing & ads

Check whether an A/B test result is real, work out ad costs and returns, compare engagement rates, and see what memberships bring in after fees.

09

Tags and transaction documents

Price tags, genuine receipts, estimates and parcel address labels.

10

Indian personal finance

Estimate loan instalments, deposits, investments, retirement savings and salary exemptions in rupees.

01 / BUSINESSReady

EMI

Estimate a fixed-rate loan EMI in rupees, compare monthly prepayments and export the repayment schedule.

02 / BUSINESSReady

Home loan EMI

Plan a home loan EMI from a ₹50 lakh, 20-year starting scenario and see how monthly prepayments reduce interest.

03 / BUSINESSReady

Car loan EMI

Estimate car loan repayments from an ₹8 lakh, five-year starting scenario, with extra monthly payments.

04 / BUSINESSReady

Personal loan EMI

Compare personal loan repayments from a ₹5 lakh, five-year starting scenario and estimate prepayment savings.

05 / BUSINESSReady

SIP

Project a monthly SIP with optional annual step-ups and compare beginning- or end-of-month deposits.

06 / BUSINESSReady

Lumpsum investment

Project a one-time investment and compare it with a monthly SIP investing the same total amount.

07 / BUSINESSReady

Systematic withdrawals

Estimate how long a corpus can support fixed monthly withdrawals and export annual balances.

08 / BUSINESSReady

PPF

Estimate annual PPF deposits over 15 years and five-year extensions, with a 5 April deposit-date option.

09 / BUSINESSReady

EPF retirement

Project an EPF retirement corpus from basic + DA, salary growth and the employee/employer contribution split.

10 / BUSINESSReady

Fixed deposit

Estimate FD maturity with quarterly, monthly, half-yearly or annual compounding, or simple interest payout.

11 / BUSINESSReady

Recurring deposit

Estimate a recurring deposit maturity from monthly instalments with quarterly compounding.

12 / BUSINESSReady

GST add or remove

Add or remove GST with editable Indian rates, CGST/SGST or IGST splits and generic GST presets.

13 / BUSINESSReady

HRA exemption

Estimate old-regime HRA exemption as the least of actual HRA, the rent rule and the metro salary rule.

14 / BUSINESSReady

Gratuity

Estimate Act-covered gratuity from last basic + DA and service years, with the greater-than-six-month rounding rule.

15 / BUSINESSReady

Sukanya Samriddhi

Estimate SSY maturity at 21 years from annual deposits made for the first 15 years.

11

Brazilian labour and payroll

Estimate Brazilian salary deductions, leave, annual bonus, FGTS and termination pay.

12

Mexico labour and payroll

Salary tax, annual bonus, final pay, profit sharing, social insurance and vacation entitlement for Mexican workers and small employers.

13

Indonesian payroll

Monthly income tax, take-home salary and termination payments with the calculation shown.

Invoices and tax

The invoice generator builds a printable invoice in your browser; nothing about your clients is stored on a server. The VAT calculator adds tax to a net price or takes it out of a gross one, at whatever rate applies where you sell.

Before quoting a price, the payment fee calculator shows what a card or payment processor takes, and the freelance rate calculator works back from the income you need to a day or hourly rate.

Checking ID and tax numbers

Most national ID and tax numbers end in a check digit that catches typing mistakes. The validators here, from the CPF and CNPJ validator to the SIRET and SIREN validator, confirm that a number is well formed; only the issuing authority can confirm that it belongs to someone.