United States / Federal pay
GS Pay Calculator: 2026 Federal Locality Pay
Find 2026 US General Schedule pay by grade, step and locality. View annual and hourly pay, bi-weekly and monthly estimates, the full locality table and time to the next step.
GS Pay Calculator: 2026 Federal Locality Pay: Applies the 2026 OPM base table and locality percentage, rounds the annual result to the nearest dollar and caps it at $197,200. Hourly pay divides annual pay by 2,087 and rounds to cents. Bi-weekly and monthly figures divide annual pay by 26 and 12. Runs 100% locally in your browser with zero server file uploads.
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Base annual pay: $52,727.00. Locality adjustment: 17.06%.
Time to next step
52 weeks of creditable service at your current step before the next within-grade increase.
This is the full waiting period, not time remaining. An acceptable level of competence and other eligibility conditions apply. A promotion or equivalent increase can affect the waiting period.
Hourly pay uses annual pay divided by 2,087, rounded to the cent. Bi-weekly and monthly figures are estimates using annual pay divided by 26 and 12; actual payroll uses hourly rates and hours paid.
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
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| GS-15 |
Not tax or HR advice. These tables change every January. This calculator excludes special salary rates, overtime, bonuses, taxes and deductions.
OPM published 2026 locality table and EX-IV cap · OPM 2026 base table
5 CFR 531.405: waiting periods · OPM hourly-pay rule
Data checked 2026-10-04
OPM 2026 salary tables
Salary Table 2026-GS: 1% general increase, effective January 2026. https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/salary-tables/26Tables/html/GS.aspx . The published San Francisco table states the $197,200 EX-IV cap: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/salary-tables/26Tables/html/SF.aspx . All 58 locality tables were supplied as OPM fixtures; all 8,700 computed cells are checked against them. Accessed 4 October 2026.
Hourly divisor and step waiting periods
OPM hourly-rate rule: https://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/computing-hourly-rates-of-pay-using-the-2087-hour-divisor/ . San Francisco hourly table: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/salary-tables/26Tables/html/SF_h.aspx . All 150 basic hourly cells were transcribed and tested. Waiting periods: 5 CFR 531.405, https://www.ecfr.gov/current/title-5/chapter-I/subchapter-B/part-531/subpart-D/section-531.405 . Accessed 4 October 2026.
How to use it
- Choose your GS grade and step.
- Search and select the locality pay area.
- Read the pay breakdown, waiting period and full annual table.
Privacy & limitations
Your grade, step and locality stay in your browser. No pay information is uploaded.
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Frequently asked questions
Is this take-home pay?
No. This is gross scheduled pay. Taxes, deductions, special salary rates, overtime and bonuses are excluded. It is not tax or HR advice.
Why do higher steps show the same amount?
Locality pay is capped at the 2026 Executive Schedule level IV rate of $197,200.
How long until the next step?
The normal full waiting period at steps 1–3 is 52 weeks, at steps 4–6 it is 104 weeks, and at steps 7–9 it is 156 weeks. Step 10 has no next step. Eligibility conditions also apply.
Will the bi-weekly figure match my pay statement?
Not necessarily. Annual divided by 26 is a budgeting estimate. Actual basic payroll uses the rounded hourly rate and paid hours. OPM tables change every January.
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