Money / Plan
Net Worth Calculator and Tracker
Add up what you own and what you owe to get your net worth, then record it each month to see the trend on a chart; everything stays in your browser.
Net Worth Calculator and Tracker: Net worth is everything you own minus everything you owe. The calculator adds up each list, shows the difference and how large your debts are compared with your assets, and keeps one record per month so you can see the trend on a chart. The lines, amounts, and records are saved only in this browser, so nothing about your finances leaves your device. Runs 100% locally in your browser with zero server file uploads.
- Category
- Home & family tools
- Runs
- In your browser
- Cost
- Free · no sign-up
- Availability
- Ready to use
Runs entirely in your browser
Net worth: $0.00
Assets $0.00 − liabilities $0.00.
Making the numbers useful
Value things consistently each month: the same method for your home, such as a recent sale nearby or an online estimate, and current balances for debts. A steady method makes the trend meaningful even if each value is approximate.
To grow net worth, pay down expensive debt first with the debt payoff calculator and plan monthly saving with the budget planner.
Privacy
Financial details are sensitive, so this tracker has no account and no server: the figures stay in the browser you enter them in. To move them to another device, copy the summary, or note the figures down, as clearing your browser data removes them.
How to use it
- Enter your assets: cash, investments and pensions, home, car, and anything else of value.
- Enter your debts: mortgage, credit cards, loans.
- Read your net worth, and press Record this month to add it to your trend.
Privacy & limitations
Your figures never leave your device; they are kept only in this browser.
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Frequently asked questions
What counts as an asset?
Anything you could sell or that holds money: bank balances, investments, pensions, the market value of your home and car, and valuable possessions. Use realistic resale values rather than what you paid.
Can net worth be negative?
Yes, when debts are larger than assets, which is common early in life with student loans or a new mortgage. What matters most is the direction: a rising net worth means you are building wealth.
How often should I check it?
Monthly or quarterly is enough. Investments and house prices move from day to day, so a monthly record on the same day each month shows the trend without the noise.
Free tool · runs in your browser · no account required