Finanza / India

Calcolatore EMI per mutuo casa: stima in rupie

Pianifica un’EMI per un mutuo casa partendo da ₹50 lakh e 20 anni, e scopri come i prepagamenti mensili riducono gli interessi.

Calcolatore EMI per mutuo casa: stima in rupie: Parte da un mutuo casa di ₹50 lakh, con un tasso modificabile dell’8,5% e una durata di 20 anni. Confronta la rata mensile con il tuo budget e analizza i rimborsi annuali del capitale. La nota sugli interessi della Section 24(b) è descrittiva: questa pagina non calcola alcuna detrazione e non include imposte sulla proprietà né assicurazione. Funziona al 100% localmente nel browser, senza caricare file sul server.

Esecuzioni
Nel browser
Costo
Gratuito · senza registrazione
Disponibilità
Pronto all'uso
EMI del mutuo casaElaborazione locale

Funziona interamente nel browser

I risultati sono stime. Tassi, date dei pagamenti, commissioni e imposte possono modificare l'importo effettivo.

Tasso nominale fisso diviso per 12. I pagamenti aggiuntivi riducono la durata mentre l'EMI programmata resta fissa. Commissioni e penali per il rimborso anticipato sono escluse.

Gli interessi ai sensi della Section 24(b) possono dare diritto a una detrazione, in base all'immobile, al regime fiscale e alle condizioni di legge. Questa pagina non calcola tale detrazione.

EMI programmata₹43,391.16
Interessi totali₹54,13,878.8₹54.14 lakh
Totale pagato₹1,04,13,878.8₹1.04 crore
Mesi per il rimborso240
Interessi risparmiati con il rimborso anticipato₹0

Saldo residuo del prestito

Anni da 1 a 20
Anno 1: ₹49,00,488.54Anno 2: ₹47,92,181.17Anno 3: ₹46,74,300.42Anno 4: ₹45,46,000.08Anno 5: ₹44,06,359.16Anno 6: ₹42,54,375.24Anno 7: ₹40,88,957.34Anno 8: ₹39,08,917.99Anno 9: ₹37,12,964.8Anno 10: ₹34,99,691.14Anno 11: ₹32,67,566.02Anno 12: ₹30,14,923.15Anno 13: ₹27,39,948.95Anno 14: ₹24,40,669.53Anno 15: ₹21,14,936.53Anno 16: ₹17,60,411.7Anno 17: ₹13,74,550.1Anno 18: ₹9,54,581.84Anno 19: ₹4,97,492.2Anno 20: ₹0

Scala del grafico: da ₹0 a ₹49,00,488.54

Tabella anno per anno; importi in ₹
AnnoCapitale rimborsatoPagamenti totaliInteressi pagatiSaldo residuo del prestito
1₹99,511.46₹5,20,693.94₹5.21 lakh₹4,21,182.48₹4.21 lakh₹49,00,488.54₹49 lakh
2₹1,08,307.37₹1.08 lakh₹5,20,693.94₹5.21 lakh₹4,12,386.57₹4.12 lakh₹47,92,181.17₹47.92 lakh
3₹1,17,880.75₹1.18 lakh₹5,20,693.94₹5.21 lakh₹4,02,813.19₹4.03 lakh₹46,74,300.42₹46.74 lakh
4₹1,28,300.34₹1.28 lakh₹5,20,693.94₹5.21 lakh₹3,92,393.6₹3.92 lakh₹45,46,000.08₹45.46 lakh
5₹1,39,640.92₹1.4 lakh₹5,20,693.94₹5.21 lakh₹3,81,053.02₹3.81 lakh₹44,06,359.16₹44.06 lakh
6₹1,51,983.91₹1.52 lakh₹5,20,693.94₹5.21 lakh₹3,68,710.03₹3.69 lakh₹42,54,375.24₹42.54 lakh
7₹1,65,417.91₹1.65 lakh₹5,20,693.94₹5.21 lakh₹3,55,276.03₹3.55 lakh₹40,88,957.34₹40.89 lakh
8₹1,80,039.35₹1.8 lakh₹5,20,693.94₹5.21 lakh₹3,40,654.59₹3.41 lakh₹39,08,917.99₹39.09 lakh
9₹1,95,953.19₹1.96 lakh₹5,20,693.94₹5.21 lakh₹3,24,740.75₹3.25 lakh₹37,12,964.8₹37.13 lakh
10₹2,13,273.67₹2.13 lakh₹5,20,693.94₹5.21 lakh₹3,07,420.27₹3.07 lakh₹34,99,691.14₹35 lakh
11₹2,32,125.12₹2.32 lakh₹5,20,693.94₹5.21 lakh₹2,88,568.82₹2.89 lakh₹32,67,566.02₹32.68 lakh
12₹2,52,642.87₹2.53 lakh₹5,20,693.94₹5.21 lakh₹2,68,051.07₹2.68 lakh₹30,14,923.15₹30.15 lakh
13₹2,74,974.2₹2.75 lakh₹5,20,693.94₹5.21 lakh₹2,45,719.74₹2.46 lakh₹27,39,948.95₹27.4 lakh
14₹2,99,279.42₹2.99 lakh₹5,20,693.94₹5.21 lakh₹2,21,414.52₹2.21 lakh₹24,40,669.53₹24.41 lakh
15₹3,25,733₹3.26 lakh₹5,20,693.94₹5.21 lakh₹1,94,960.94₹1.95 lakh₹21,14,936.53₹21.15 lakh
16₹3,54,524.83₹3.55 lakh₹5,20,693.94₹5.21 lakh₹1,66,169.11₹1.66 lakh₹17,60,411.7₹17.6 lakh
17₹3,85,861.6₹3.86 lakh₹5,20,693.94₹5.21 lakh₹1,34,832.34₹1.35 lakh₹13,74,550.1₹13.75 lakh
18₹4,19,968.26₹4.2 lakh₹5,20,693.94₹5.21 lakh₹1,00,725.68₹1.01 lakh₹9,54,581.84₹9.55 lakh
19₹4,57,089.64₹4.57 lakh₹5,20,693.94₹5.21 lakh₹63,604.3₹4,97,492.2₹4.97 lakh
20₹4,97,492.2₹4.97 lakh₹5,20,693.94₹5.21 lakh₹23,201.74₹0
Tabella di ammortamento mensile
Pagamenti mensili del prestito; importi in ₹
MesePagamentoCapitaleInteressiSaldo
1₹43,391.16₹7,974.5₹35,416.67₹49,92,025.5
2₹43,391.16₹8,030.98₹35,360.18₹49,83,994.52
3₹43,391.16₹8,087.87₹35,303.29₹49,75,906.66
4₹43,391.16₹8,145.16₹35,246.01₹49,67,761.5
5₹43,391.16₹8,202.85₹35,188.31₹49,59,558.65
6₹43,391.16₹8,260.95₹35,130.21₹49,51,297.7
7₹43,391.16₹8,319.47₹35,071.69₹49,42,978.23
8₹43,391.16₹8,378.4₹35,012.76₹49,34,599.83
9₹43,391.16₹8,437.75₹34,953.42₹49,26,162.08
10₹43,391.16₹8,497.51₹34,893.65₹49,17,664.57
11₹43,391.16₹8,557.7₹34,833.46₹49,09,106.86
12₹43,391.16₹8,618.32₹34,772.84₹49,00,488.54
13₹43,391.16₹8,679.37₹34,711.79₹48,91,809.17
14₹43,391.16₹8,740.85₹34,650.31₹48,83,068.33
15₹43,391.16₹8,802.76₹34,588.4₹48,74,265.57
16₹43,391.16₹8,865.11₹34,526.05₹48,65,400.45
17₹43,391.16₹8,927.91₹34,463.25₹48,56,472.54
18₹43,391.16₹8,991.15₹34,400.01₹48,47,481.39
19₹43,391.16₹9,054.84₹34,336.33₹48,38,426.56
20₹43,391.16₹9,118.97₹34,272.19₹48,29,307.59
21₹43,391.16₹9,183.57₹34,207.6₹48,20,124.02
22₹43,391.16₹9,248.62₹34,142.55₹48,10,875.4
23₹43,391.16₹9,314.13₹34,077.03₹48,01,561.28
24₹43,391.16₹9,380.1₹34,011.06₹47,92,181.17
25₹43,391.16₹9,446.55₹33,944.62₹47,82,734.63
26₹43,391.16₹9,513.46₹33,877.7₹47,73,221.17
27₹43,391.16₹9,580.85₹33,810.32₹47,63,640.33
28₹43,391.16₹9,648.71₹33,742.45₹47,53,991.62
29₹43,391.16₹9,717.05₹33,674.11₹47,44,274.56
30₹43,391.16₹9,785.88₹33,605.28₹47,34,488.68
31₹43,391.16₹9,855.2₹33,535.96₹47,24,633.48
32₹43,391.16₹9,925.01₹33,466.15₹47,14,708.47
33₹43,391.16₹9,995.31₹33,395.85₹47,04,713.16
34₹43,391.16₹10,066.11₹33,325.05₹46,94,647.05
35₹43,391.16₹10,137.41₹33,253.75₹46,84,509.64
36₹43,391.16₹10,209.22₹33,181.94₹46,74,300.42
37₹43,391.16₹10,281.53₹33,109.63₹46,64,018.89
38₹43,391.16₹10,354.36₹33,036.8₹46,53,664.52
39₹43,391.16₹10,427.7₹32,963.46₹46,43,236.82
40₹43,391.16₹10,501.57₹32,889.59₹46,32,735.25
41₹43,391.16₹10,575.95₹32,815.21₹46,22,159.3
42₹43,391.16₹10,650.87₹32,740.3₹46,11,508.43
43₹43,391.16₹10,726.31₹32,664.85₹46,00,782.12
44₹43,391.16₹10,802.29₹32,588.87₹45,89,979.83
45₹43,391.16₹10,878.8₹32,512.36₹45,79,101.03
46₹43,391.16₹10,955.86₹32,435.3₹45,68,145.17
47₹43,391.16₹11,033.47₹32,357.69₹45,57,111.7
48₹43,391.16₹11,111.62₹32,279.54₹45,46,000.08
49₹43,391.16₹11,190.33₹32,200.83₹45,34,809.75
50₹43,391.16₹11,269.59₹32,121.57₹45,23,540.16
51₹43,391.16₹11,349.42₹32,041.74₹45,12,190.74
52₹43,391.16₹11,429.81₹31,961.35₹45,00,760.93
53₹43,391.16₹11,510.77₹31,880.39₹44,89,250.16
54₹43,391.16₹11,592.31₹31,798.86₹44,77,657.85
55₹43,391.16₹11,674.42₹31,716.74₹44,65,983.43
56₹43,391.16₹11,757.11₹31,634.05₹44,54,226.32
57₹43,391.16₹11,840.39₹31,550.77₹44,42,385.93
58₹43,391.16₹11,924.26₹31,466.9₹44,30,461.67
59₹43,391.16₹12,008.72₹31,382.44₹44,18,452.94
60₹43,391.16₹12,093.79₹31,297.38₹44,06,359.16
61₹43,391.16₹12,179.45₹31,211.71₹43,94,179.7
62₹43,391.16₹12,265.72₹31,125.44₹43,81,913.98
63₹43,391.16₹12,352.6₹31,038.56₹43,69,561.38
64₹43,391.16₹12,440.1₹30,951.06₹43,57,121.28
65₹43,391.16₹12,528.22₹30,862.94₹43,44,593.06
66₹43,391.16₹12,616.96₹30,774.2₹43,31,976.1
67₹43,391.16₹12,706.33₹30,684.83₹43,19,269.77
68₹43,391.16₹12,796.33₹30,594.83₹43,06,473.43
69₹43,391.16₹12,886.97₹30,504.19₹42,93,586.46
70₹43,391.16₹12,978.26₹30,412.9₹42,80,608.2
71₹43,391.16₹13,070.19₹30,320.97₹42,67,538.01
72₹43,391.16₹13,162.77₹30,228.39₹42,54,375.24
73₹43,391.16₹13,256₹30,135.16₹42,41,119.24
74₹43,391.16₹13,349.9₹30,041.26₹42,27,769.34
75₹43,391.16₹13,444.46₹29,946.7₹42,14,324.88
76₹43,391.16₹13,539.69₹29,851.47₹42,00,785.18
77₹43,391.16₹13,635.6₹29,755.56₹41,87,149.58
78₹43,391.16₹13,732.19₹29,658.98₹41,73,417.4
79₹43,391.16₹13,829.46₹29,561.71₹41,59,587.94
80₹43,391.16₹13,927.41₹29,463.75₹41,45,660.53
81₹43,391.16₹14,026.07₹29,365.1₹41,31,634.46
82₹43,391.16₹14,125.42₹29,265.74₹41,17,509.05
83₹43,391.16₹14,225.47₹29,165.69₹41,03,283.57
84₹43,391.16₹14,326.24₹29,064.93₹40,88,957.34
85₹43,391.16₹14,427.71₹28,963.45₹40,74,529.62
86₹43,391.16₹14,529.91₹28,861.25₹40,59,999.71
87₹43,391.16₹14,632.83₹28,758.33₹40,45,366.88
88₹43,391.16₹14,736.48₹28,654.68₹40,30,630.4
89₹43,391.16₹14,840.86₹28,550.3₹40,15,789.54
90₹43,391.16₹14,945.99₹28,445.18₹40,00,843.55
91₹43,391.16₹15,051.85₹28,339.31₹39,85,791.7
92₹43,391.16₹15,158.47₹28,232.69₹39,70,633.23
93₹43,391.16₹15,265.84₹28,125.32₹39,55,367.39
94₹43,391.16₹15,373.98₹28,017.19₹39,39,993.41
95₹43,391.16₹15,482.88₹27,908.29₹39,24,510.54
96₹43,391.16₹15,592.55₹27,798.62₹39,08,917.99
97₹43,391.16₹15,702.99₹27,688.17₹38,93,215
98₹43,391.16₹15,814.22₹27,576.94₹38,77,400.78
99₹43,391.16₹15,926.24₹27,464.92₹38,61,474.54
100₹43,391.16₹16,039.05₹27,352.11₹38,45,435.49
101₹43,391.16₹16,152.66₹27,238.5₹38,29,282.83
102₹43,391.16₹16,267.07₹27,124.09₹38,13,015.75
103₹43,391.16₹16,382.3₹27,008.86₹37,96,633.45
104₹43,391.16₹16,498.34₹26,892.82₹37,80,135.11
105₹43,391.16₹16,615.2₹26,775.96₹37,63,519.91
106₹43,391.16₹16,732.9₹26,658.27₹37,46,787.01
107₹43,391.16₹16,851.42₹26,539.74₹37,29,935.59
108₹43,391.16₹16,970.78₹26,420.38₹37,12,964.8
109₹43,391.16₹17,090.99₹26,300.17₹36,95,873.81
110₹43,391.16₹17,212.06₹26,179.11₹36,78,661.76
111₹43,391.16₹17,333.97₹26,057.19₹36,61,327.78
112₹43,391.16₹17,456.76₹25,934.41₹36,43,871.02
113₹43,391.16₹17,580.41₹25,810.75₹36,26,290.62
114₹43,391.16₹17,704.94₹25,686.23₹36,08,585.68
115₹43,391.16₹17,830.35₹25,560.82₹35,90,755.33
116₹43,391.16₹17,956.64₹25,434.52₹35,72,798.69
117₹43,391.16₹18,083.84₹25,307.32₹35,54,714.85
118₹43,391.16₹18,211.93₹25,179.23₹35,36,502.92
119₹43,391.16₹18,340.93₹25,050.23₹35,18,161.99
120₹43,391.16₹18,470.85₹24,920.31₹34,99,691.14
121₹43,391.16₹18,601.68₹24,789.48₹34,81,089.46
122₹43,391.16₹18,733.44₹24,657.72₹34,62,356.01
123₹43,391.16₹18,866.14₹24,525.02₹34,43,489.87
124₹43,391.16₹18,999.78₹24,391.39₹34,24,490.1
125₹43,391.16₹19,134.36₹24,256.8₹34,05,355.74
126₹43,391.16₹19,269.89₹24,121.27₹33,86,085.85
127₹43,391.16₹19,406.39₹23,984.77₹33,66,679.46
128₹43,391.16₹19,543.85₹23,847.31₹33,47,135.61
129₹43,391.16₹19,682.28₹23,708.88₹33,27,453.33
130₹43,391.16₹19,821.7₹23,569.46₹33,07,631.63
131₹43,391.16₹19,962.1₹23,429.06₹32,87,669.52
132₹43,391.16₹20,103.5₹23,287.66₹32,67,566.02
133₹43,391.16₹20,245.9₹23,145.26₹32,47,320.12
134₹43,391.16₹20,389.31₹23,001.85₹32,26,930.81
135₹43,391.16₹20,533.74₹22,857.43₹32,06,397.07
136₹43,391.16₹20,679.18₹22,711.98₹31,85,717.89
137₹43,391.16₹20,825.66₹22,565.5₹31,64,892.23
138₹43,391.16₹20,973.18₹22,417.99₹31,43,919.05
139₹43,391.16₹21,121.74₹22,269.43₹31,22,797.32
140₹43,391.16₹21,271.35₹22,119.81₹31,01,525.97
141₹43,391.16₹21,422.02₹21,969.14₹30,80,103.95
142₹43,391.16₹21,573.76₹21,817.4₹30,58,530.19
143₹43,391.16₹21,726.57₹21,664.59₹30,36,803.62
144₹43,391.16₹21,880.47₹21,510.69₹30,14,923.15
145₹43,391.16₹22,035.46₹21,355.71₹29,92,887.7
146₹43,391.16₹22,191.54₹21,199.62₹29,70,696.16
147₹43,391.16₹22,348.73₹21,042.43₹29,48,347.42
148₹43,391.16₹22,507.03₹20,884.13₹29,25,840.39
149₹43,391.16₹22,666.46₹20,724.7₹29,03,173.93
150₹43,391.16₹22,827.01₹20,564.15₹28,80,346.92
151₹43,391.16₹22,988.7₹20,402.46₹28,57,358.21
152₹43,391.16₹23,151.54₹20,239.62₹28,34,206.67
153₹43,391.16₹23,315.53₹20,075.63₹28,10,891.14
154₹43,391.16₹23,480.68₹19,910.48₹27,87,410.46
155₹43,391.16₹23,647₹19,744.16₹27,63,763.46
156₹43,391.16₹23,814.5₹19,576.66₹27,39,948.95
157₹43,391.16₹23,983.19₹19,407.97₹27,15,965.76
158₹43,391.16₹24,153.07₹19,238.09₹26,91,812.69
159₹43,391.16₹24,324.16₹19,067.01₹26,67,488.54
160₹43,391.16₹24,496.45₹18,894.71₹26,42,992.08
161₹43,391.16₹24,669.97₹18,721.19₹26,18,322.12
162₹43,391.16₹24,844.71₹18,546.45₹25,93,477.4
163₹43,391.16₹25,020.7₹18,370.46₹25,68,456.71
164₹43,391.16₹25,197.93₹18,193.24₹25,43,258.78
165₹43,391.16₹25,376.41₹18,014.75₹25,17,882.37
166₹43,391.16₹25,556.16₹17,835₹24,92,326.21
167₹43,391.16₹25,737.18₹17,653.98₹24,66,589.02
168₹43,391.16₹25,919.49₹17,471.67₹24,40,669.53
169₹43,391.16₹26,103.09₹17,288.08₹24,14,566.45
170₹43,391.16₹26,287.98₹17,103.18₹23,88,278.46
171₹43,391.16₹26,474.19₹16,916.97₹23,61,804.27
172₹43,391.16₹26,661.71₹16,729.45₹23,35,142.56
173₹43,391.16₹26,850.57₹16,540.59₹23,08,291.99
174₹43,391.16₹27,040.76₹16,350.4₹22,81,251.23
175₹43,391.16₹27,232.3₹16,158.86₹22,54,018.93
176₹43,391.16₹27,425.19₹15,965.97₹22,26,593.74
177₹43,391.16₹27,619.46₹15,771.71₹21,98,974.28
178₹43,391.16₹27,815.09₹15,576.07₹21,71,159.19
179₹43,391.16₹28,012.12₹15,379.04₹21,43,147.07
180₹43,391.16₹28,210.54₹15,180.63₹21,14,936.53
181₹43,391.16₹28,410.36₹14,980.8₹20,86,526.17
182₹43,391.16₹28,611.6₹14,779.56₹20,57,914.57
183₹43,391.16₹28,814.27₹14,576.89₹20,29,100.31
184₹43,391.16₹29,018.37₹14,372.79₹20,00,081.94
185₹43,391.16₹29,223.91₹14,167.25₹19,70,858.02
186₹43,391.16₹29,430.92₹13,960.24₹19,41,427.11
187₹43,391.16₹29,639.39₹13,751.78₹19,11,787.72
188₹43,391.16₹29,849.33₹13,541.83₹18,81,938.39
189₹43,391.16₹30,060.76₹13,330.4₹18,51,877.62
190₹43,391.16₹30,273.7₹13,117.47₹18,21,603.93
191₹43,391.16₹30,488.13₹12,903.03₹17,91,115.79
192₹43,391.16₹30,704.09₹12,687.07₹17,60,411.7
193₹43,391.16₹30,921.58₹12,469.58₹17,29,490.12
194₹43,391.16₹31,140.61₹12,250.56₹16,98,349.52
195₹43,391.16₹31,361.19₹12,029.98₹16,66,988.33
196₹43,391.16₹31,583.33₹11,807.83₹16,35,405
197₹43,391.16₹31,807.04₹11,584.12₹16,03,597.96
198₹43,391.16₹32,032.34₹11,358.82₹15,71,565.62
199₹43,391.16₹32,259.24₹11,131.92₹15,39,306.38
200₹43,391.16₹32,487.74₹10,903.42₹15,06,818.64
201₹43,391.16₹32,717.86₹10,673.3₹14,74,100.77
202₹43,391.16₹32,949.61₹10,441.55₹14,41,151.16
203₹43,391.16₹33,183.01₹10,208.15₹14,07,968.15
204₹43,391.16₹33,418.05₹9,973.11₹13,74,550.1
205₹43,391.16₹33,654.77₹9,736.4₹13,40,895.33
206₹43,391.16₹33,893.15₹9,498.01₹13,07,002.18
207₹43,391.16₹34,133.23₹9,257.93₹12,72,868.95
208₹43,391.16₹34,375.01₹9,016.16₹12,38,493.94
209₹43,391.16₹34,618.5₹8,772.67₹12,03,875.45
210₹43,391.16₹34,863.71₹8,527.45₹11,69,011.74
211₹43,391.16₹35,110.66₹8,280.5₹11,33,901.08
212₹43,391.16₹35,359.36₹8,031.8₹10,98,541.71
213₹43,391.16₹35,609.82₹7,781.34₹10,62,931.89
214₹43,391.16₹35,862.06₹7,529.1₹10,27,069.83
215₹43,391.16₹36,116.08₹7,275.08₹9,90,953.74
216₹43,391.16₹36,371.91₹7,019.26₹9,54,581.84
217₹43,391.16₹36,629.54₹6,761.62₹9,17,952.3
218₹43,391.16₹36,889₹6,502.16₹8,81,063.3
219₹43,391.16₹37,150.3₹6,240.87₹8,43,913
220₹43,391.16₹37,413.44₹5,977.72₹8,06,499.56
221₹43,391.16₹37,678.46₹5,712.71₹7,68,821.1
222₹43,391.16₹37,945.35₹5,445.82₹7,30,875.75
223₹43,391.16₹38,214.13₹5,177.04₹6,92,661.63
224₹43,391.16₹38,484.81₹4,906.35₹6,54,176.82
225₹43,391.16₹38,757.41₹4,633.75₹6,15,419.41
226₹43,391.16₹39,031.94₹4,359.22₹5,76,387.47
227₹43,391.16₹39,308.42₹4,082.74₹5,37,079.05
228₹43,391.16₹39,586.85₹3,804.31₹4,97,492.2
229₹43,391.16₹39,867.26₹3,523.9₹4,57,624.94
230₹43,391.16₹40,149.65₹3,241.51₹4,17,475.29
231₹43,391.16₹40,434.05₹2,957.12₹3,77,041.25
232₹43,391.16₹40,720.45₹2,670.71₹3,36,320.79
233₹43,391.16₹41,008.89₹2,382.27₹2,95,311.9
234₹43,391.16₹41,299.37₹2,091.79₹2,54,012.54
235₹43,391.16₹41,591.91₹1,799.26₹2,12,420.63
236₹43,391.16₹41,886.52₹1,504.65₹1,70,534.11
237₹43,391.16₹42,183.21₹1,207.95₹1,28,350.9
238₹43,391.16₹42,482.01₹909.15₹85,868.89
239₹43,391.16₹42,782.92₹608.24₹43,085.97
240₹43,391.16₹43,085.97₹305.19₹0

Rimborso del mutuo

OpenStax, Annuities: https://openstax.org/books/principles-finance-2e/pages/8-2-annuities

La stima include solo capitale e interessi. I rimborsi anticipati mensili accorciano la durata senza ridurre l’EMI previsto.

Detrazione degli interessi sul mutuo

Income Tax Department, redditi da immobili e Section 24(b): https://www.incometaxindia.gov.in/w/treatment-of-income-from-different-sources-1

Verifica le condizioni e il regime fiscale prima di fare affidamento su una detrazione degli interessi. Qui non viene sottratta alcuna detrazione dai rimborsi.

Come usarlo

  1. Inserisci gli importi e scegli le opzioni di calcolo mostrate.
  2. Modifica il tasso e la durata in base alle tue ipotesi.
  3. Consulta la stima, il grafico e la tabella anno per anno, poi scarica il CSV.

Privacy e limitazioni

I calcoli e le esportazioni CSV vengono eseguiti nel browser. I tuoi dati finanziari non vengono caricati.

Strumenti correlati

Domande frequenti

L’8,5% è un’offerta di un istituto di credito?

No. È un’ipotesi modificabile per la pianificazione. Inserisci il tasso e la durata effettivamente indicati nella tua offerta.

Questo calcola l’agevolazione della Section 24(b)?

No. Le detrazioni sugli interessi dei mutui casa dipendono dall’immobile, dal completamento dei lavori, dal regime fiscale e dalle condizioni previste dalla legge. Confronta separatamente i regimi con il calcolatore dell’imposta sul reddito indiana.

Posso simulare una revisione del tasso?

Questa è una stima a tasso costante. Quando il tasso del mutuo viene aggiornato, ricalcola il risultato usando il capitale residuo e il nuovo tasso.

Strumento gratuito · nel browser esecuzioni · senza account