Finance / Inde

Calculateur d'EMI de prêt immobilier : estimation en roupies

Planifiez l'EMI d'un prêt immobilier de 50 lakh ₹ sur 20 ans et voyez comment les remboursements mensuels réduisent les intérêts.

Calculateur d'EMI de prêt immobilier : estimation en roupies: Le calculateur part d'un prêt immobilier de 50 lakh ₹, à un taux modifiable de 8.5 %, sur 20 ans. Comparez la mensualité à votre budget et examinez les remboursements annuels du principal. La note sur les intérêts au titre de la Section 24(b) est descriptive ; cette page ne calcule aucune déduction et n'inclut ni les taxes foncières ni l'assurance. Fonctionne 100 % localement dans votre navigateur, sans aucun téléversement de fichier vers le serveur.

Exécutions
Dans votre navigateur
Coût
Gratuit · sans inscription
Disponibilité
Prêt à l'emploi
EMI du prêt immobilierTraitement local

Fonctionne entièrement dans votre navigateur

Les résultats sont des estimations. Les taux, dates de paiement, frais et impôts peuvent modifier le montant réel.

Taux nominal fixe divisé par 12. Les paiements supplémentaires réduisent la durée tandis que l’EMI prévue reste fixe. Les frais et pénalités de remboursement anticipé sont exclus.

Les intérêts relevant de la Section 24(b) peuvent ouvrir droit à une déduction, sous réserve du bien, du régime fiscal et des conditions légales applicables. Cette page ne calcule pas cette déduction.

EMI prévue₹43,391.16
Total des intérêts₹54,13,878.8₹54.14 lakh
Total payé₹1,04,13,878.8₹1.04 crore
Mois nécessaires au remboursement240
Intérêts économisés grâce au remboursement anticipé₹0

Solde restant du prêt

Années 1 à 20
Année 1 : ₹49,00,488.54Année 2 : ₹47,92,181.17Année 3 : ₹46,74,300.42Année 4 : ₹45,46,000.08Année 5 : ₹44,06,359.16Année 6 : ₹42,54,375.24Année 7 : ₹40,88,957.34Année 8 : ₹39,08,917.99Année 9 : ₹37,12,964.8Année 10 : ₹34,99,691.14Année 11 : ₹32,67,566.02Année 12 : ₹30,14,923.15Année 13 : ₹27,39,948.95Année 14 : ₹24,40,669.53Année 15 : ₹21,14,936.53Année 16 : ₹17,60,411.7Année 17 : ₹13,74,550.1Année 18 : ₹9,54,581.84Année 19 : ₹4,97,492.2Année 20 : ₹0

Échelle du graphique : de ₹0 à ₹49,00,488.54

Tableau année par année ; montants en ₹
AnnéeCapital rembourséTotal des paiementsIntérêts payésSolde restant du prêt
1₹99,511.46₹5,20,693.94₹5.21 lakh₹4,21,182.48₹4.21 lakh₹49,00,488.54₹49 lakh
2₹1,08,307.37₹1.08 lakh₹5,20,693.94₹5.21 lakh₹4,12,386.57₹4.12 lakh₹47,92,181.17₹47.92 lakh
3₹1,17,880.75₹1.18 lakh₹5,20,693.94₹5.21 lakh₹4,02,813.19₹4.03 lakh₹46,74,300.42₹46.74 lakh
4₹1,28,300.34₹1.28 lakh₹5,20,693.94₹5.21 lakh₹3,92,393.6₹3.92 lakh₹45,46,000.08₹45.46 lakh
5₹1,39,640.92₹1.4 lakh₹5,20,693.94₹5.21 lakh₹3,81,053.02₹3.81 lakh₹44,06,359.16₹44.06 lakh
6₹1,51,983.91₹1.52 lakh₹5,20,693.94₹5.21 lakh₹3,68,710.03₹3.69 lakh₹42,54,375.24₹42.54 lakh
7₹1,65,417.91₹1.65 lakh₹5,20,693.94₹5.21 lakh₹3,55,276.03₹3.55 lakh₹40,88,957.34₹40.89 lakh
8₹1,80,039.35₹1.8 lakh₹5,20,693.94₹5.21 lakh₹3,40,654.59₹3.41 lakh₹39,08,917.99₹39.09 lakh
9₹1,95,953.19₹1.96 lakh₹5,20,693.94₹5.21 lakh₹3,24,740.75₹3.25 lakh₹37,12,964.8₹37.13 lakh
10₹2,13,273.67₹2.13 lakh₹5,20,693.94₹5.21 lakh₹3,07,420.27₹3.07 lakh₹34,99,691.14₹35 lakh
11₹2,32,125.12₹2.32 lakh₹5,20,693.94₹5.21 lakh₹2,88,568.82₹2.89 lakh₹32,67,566.02₹32.68 lakh
12₹2,52,642.87₹2.53 lakh₹5,20,693.94₹5.21 lakh₹2,68,051.07₹2.68 lakh₹30,14,923.15₹30.15 lakh
13₹2,74,974.2₹2.75 lakh₹5,20,693.94₹5.21 lakh₹2,45,719.74₹2.46 lakh₹27,39,948.95₹27.4 lakh
14₹2,99,279.42₹2.99 lakh₹5,20,693.94₹5.21 lakh₹2,21,414.52₹2.21 lakh₹24,40,669.53₹24.41 lakh
15₹3,25,733₹3.26 lakh₹5,20,693.94₹5.21 lakh₹1,94,960.94₹1.95 lakh₹21,14,936.53₹21.15 lakh
16₹3,54,524.83₹3.55 lakh₹5,20,693.94₹5.21 lakh₹1,66,169.11₹1.66 lakh₹17,60,411.7₹17.6 lakh
17₹3,85,861.6₹3.86 lakh₹5,20,693.94₹5.21 lakh₹1,34,832.34₹1.35 lakh₹13,74,550.1₹13.75 lakh
18₹4,19,968.26₹4.2 lakh₹5,20,693.94₹5.21 lakh₹1,00,725.68₹1.01 lakh₹9,54,581.84₹9.55 lakh
19₹4,57,089.64₹4.57 lakh₹5,20,693.94₹5.21 lakh₹63,604.3₹4,97,492.2₹4.97 lakh
20₹4,97,492.2₹4.97 lakh₹5,20,693.94₹5.21 lakh₹23,201.74₹0
Tableau d’amortissement mensuel
Paiements mensuels du prêt ; montants en ₹
MoisPaiementCapitalIntérêtsSolde
1₹43,391.16₹7,974.5₹35,416.67₹49,92,025.5
2₹43,391.16₹8,030.98₹35,360.18₹49,83,994.52
3₹43,391.16₹8,087.87₹35,303.29₹49,75,906.66
4₹43,391.16₹8,145.16₹35,246.01₹49,67,761.5
5₹43,391.16₹8,202.85₹35,188.31₹49,59,558.65
6₹43,391.16₹8,260.95₹35,130.21₹49,51,297.7
7₹43,391.16₹8,319.47₹35,071.69₹49,42,978.23
8₹43,391.16₹8,378.4₹35,012.76₹49,34,599.83
9₹43,391.16₹8,437.75₹34,953.42₹49,26,162.08
10₹43,391.16₹8,497.51₹34,893.65₹49,17,664.57
11₹43,391.16₹8,557.7₹34,833.46₹49,09,106.86
12₹43,391.16₹8,618.32₹34,772.84₹49,00,488.54
13₹43,391.16₹8,679.37₹34,711.79₹48,91,809.17
14₹43,391.16₹8,740.85₹34,650.31₹48,83,068.33
15₹43,391.16₹8,802.76₹34,588.4₹48,74,265.57
16₹43,391.16₹8,865.11₹34,526.05₹48,65,400.45
17₹43,391.16₹8,927.91₹34,463.25₹48,56,472.54
18₹43,391.16₹8,991.15₹34,400.01₹48,47,481.39
19₹43,391.16₹9,054.84₹34,336.33₹48,38,426.56
20₹43,391.16₹9,118.97₹34,272.19₹48,29,307.59
21₹43,391.16₹9,183.57₹34,207.6₹48,20,124.02
22₹43,391.16₹9,248.62₹34,142.55₹48,10,875.4
23₹43,391.16₹9,314.13₹34,077.03₹48,01,561.28
24₹43,391.16₹9,380.1₹34,011.06₹47,92,181.17
25₹43,391.16₹9,446.55₹33,944.62₹47,82,734.63
26₹43,391.16₹9,513.46₹33,877.7₹47,73,221.17
27₹43,391.16₹9,580.85₹33,810.32₹47,63,640.33
28₹43,391.16₹9,648.71₹33,742.45₹47,53,991.62
29₹43,391.16₹9,717.05₹33,674.11₹47,44,274.56
30₹43,391.16₹9,785.88₹33,605.28₹47,34,488.68
31₹43,391.16₹9,855.2₹33,535.96₹47,24,633.48
32₹43,391.16₹9,925.01₹33,466.15₹47,14,708.47
33₹43,391.16₹9,995.31₹33,395.85₹47,04,713.16
34₹43,391.16₹10,066.11₹33,325.05₹46,94,647.05
35₹43,391.16₹10,137.41₹33,253.75₹46,84,509.64
36₹43,391.16₹10,209.22₹33,181.94₹46,74,300.42
37₹43,391.16₹10,281.53₹33,109.63₹46,64,018.89
38₹43,391.16₹10,354.36₹33,036.8₹46,53,664.52
39₹43,391.16₹10,427.7₹32,963.46₹46,43,236.82
40₹43,391.16₹10,501.57₹32,889.59₹46,32,735.25
41₹43,391.16₹10,575.95₹32,815.21₹46,22,159.3
42₹43,391.16₹10,650.87₹32,740.3₹46,11,508.43
43₹43,391.16₹10,726.31₹32,664.85₹46,00,782.12
44₹43,391.16₹10,802.29₹32,588.87₹45,89,979.83
45₹43,391.16₹10,878.8₹32,512.36₹45,79,101.03
46₹43,391.16₹10,955.86₹32,435.3₹45,68,145.17
47₹43,391.16₹11,033.47₹32,357.69₹45,57,111.7
48₹43,391.16₹11,111.62₹32,279.54₹45,46,000.08
49₹43,391.16₹11,190.33₹32,200.83₹45,34,809.75
50₹43,391.16₹11,269.59₹32,121.57₹45,23,540.16
51₹43,391.16₹11,349.42₹32,041.74₹45,12,190.74
52₹43,391.16₹11,429.81₹31,961.35₹45,00,760.93
53₹43,391.16₹11,510.77₹31,880.39₹44,89,250.16
54₹43,391.16₹11,592.31₹31,798.86₹44,77,657.85
55₹43,391.16₹11,674.42₹31,716.74₹44,65,983.43
56₹43,391.16₹11,757.11₹31,634.05₹44,54,226.32
57₹43,391.16₹11,840.39₹31,550.77₹44,42,385.93
58₹43,391.16₹11,924.26₹31,466.9₹44,30,461.67
59₹43,391.16₹12,008.72₹31,382.44₹44,18,452.94
60₹43,391.16₹12,093.79₹31,297.38₹44,06,359.16
61₹43,391.16₹12,179.45₹31,211.71₹43,94,179.7
62₹43,391.16₹12,265.72₹31,125.44₹43,81,913.98
63₹43,391.16₹12,352.6₹31,038.56₹43,69,561.38
64₹43,391.16₹12,440.1₹30,951.06₹43,57,121.28
65₹43,391.16₹12,528.22₹30,862.94₹43,44,593.06
66₹43,391.16₹12,616.96₹30,774.2₹43,31,976.1
67₹43,391.16₹12,706.33₹30,684.83₹43,19,269.77
68₹43,391.16₹12,796.33₹30,594.83₹43,06,473.43
69₹43,391.16₹12,886.97₹30,504.19₹42,93,586.46
70₹43,391.16₹12,978.26₹30,412.9₹42,80,608.2
71₹43,391.16₹13,070.19₹30,320.97₹42,67,538.01
72₹43,391.16₹13,162.77₹30,228.39₹42,54,375.24
73₹43,391.16₹13,256₹30,135.16₹42,41,119.24
74₹43,391.16₹13,349.9₹30,041.26₹42,27,769.34
75₹43,391.16₹13,444.46₹29,946.7₹42,14,324.88
76₹43,391.16₹13,539.69₹29,851.47₹42,00,785.18
77₹43,391.16₹13,635.6₹29,755.56₹41,87,149.58
78₹43,391.16₹13,732.19₹29,658.98₹41,73,417.4
79₹43,391.16₹13,829.46₹29,561.71₹41,59,587.94
80₹43,391.16₹13,927.41₹29,463.75₹41,45,660.53
81₹43,391.16₹14,026.07₹29,365.1₹41,31,634.46
82₹43,391.16₹14,125.42₹29,265.74₹41,17,509.05
83₹43,391.16₹14,225.47₹29,165.69₹41,03,283.57
84₹43,391.16₹14,326.24₹29,064.93₹40,88,957.34
85₹43,391.16₹14,427.71₹28,963.45₹40,74,529.62
86₹43,391.16₹14,529.91₹28,861.25₹40,59,999.71
87₹43,391.16₹14,632.83₹28,758.33₹40,45,366.88
88₹43,391.16₹14,736.48₹28,654.68₹40,30,630.4
89₹43,391.16₹14,840.86₹28,550.3₹40,15,789.54
90₹43,391.16₹14,945.99₹28,445.18₹40,00,843.55
91₹43,391.16₹15,051.85₹28,339.31₹39,85,791.7
92₹43,391.16₹15,158.47₹28,232.69₹39,70,633.23
93₹43,391.16₹15,265.84₹28,125.32₹39,55,367.39
94₹43,391.16₹15,373.98₹28,017.19₹39,39,993.41
95₹43,391.16₹15,482.88₹27,908.29₹39,24,510.54
96₹43,391.16₹15,592.55₹27,798.62₹39,08,917.99
97₹43,391.16₹15,702.99₹27,688.17₹38,93,215
98₹43,391.16₹15,814.22₹27,576.94₹38,77,400.78
99₹43,391.16₹15,926.24₹27,464.92₹38,61,474.54
100₹43,391.16₹16,039.05₹27,352.11₹38,45,435.49
101₹43,391.16₹16,152.66₹27,238.5₹38,29,282.83
102₹43,391.16₹16,267.07₹27,124.09₹38,13,015.75
103₹43,391.16₹16,382.3₹27,008.86₹37,96,633.45
104₹43,391.16₹16,498.34₹26,892.82₹37,80,135.11
105₹43,391.16₹16,615.2₹26,775.96₹37,63,519.91
106₹43,391.16₹16,732.9₹26,658.27₹37,46,787.01
107₹43,391.16₹16,851.42₹26,539.74₹37,29,935.59
108₹43,391.16₹16,970.78₹26,420.38₹37,12,964.8
109₹43,391.16₹17,090.99₹26,300.17₹36,95,873.81
110₹43,391.16₹17,212.06₹26,179.11₹36,78,661.76
111₹43,391.16₹17,333.97₹26,057.19₹36,61,327.78
112₹43,391.16₹17,456.76₹25,934.41₹36,43,871.02
113₹43,391.16₹17,580.41₹25,810.75₹36,26,290.62
114₹43,391.16₹17,704.94₹25,686.23₹36,08,585.68
115₹43,391.16₹17,830.35₹25,560.82₹35,90,755.33
116₹43,391.16₹17,956.64₹25,434.52₹35,72,798.69
117₹43,391.16₹18,083.84₹25,307.32₹35,54,714.85
118₹43,391.16₹18,211.93₹25,179.23₹35,36,502.92
119₹43,391.16₹18,340.93₹25,050.23₹35,18,161.99
120₹43,391.16₹18,470.85₹24,920.31₹34,99,691.14
121₹43,391.16₹18,601.68₹24,789.48₹34,81,089.46
122₹43,391.16₹18,733.44₹24,657.72₹34,62,356.01
123₹43,391.16₹18,866.14₹24,525.02₹34,43,489.87
124₹43,391.16₹18,999.78₹24,391.39₹34,24,490.1
125₹43,391.16₹19,134.36₹24,256.8₹34,05,355.74
126₹43,391.16₹19,269.89₹24,121.27₹33,86,085.85
127₹43,391.16₹19,406.39₹23,984.77₹33,66,679.46
128₹43,391.16₹19,543.85₹23,847.31₹33,47,135.61
129₹43,391.16₹19,682.28₹23,708.88₹33,27,453.33
130₹43,391.16₹19,821.7₹23,569.46₹33,07,631.63
131₹43,391.16₹19,962.1₹23,429.06₹32,87,669.52
132₹43,391.16₹20,103.5₹23,287.66₹32,67,566.02
133₹43,391.16₹20,245.9₹23,145.26₹32,47,320.12
134₹43,391.16₹20,389.31₹23,001.85₹32,26,930.81
135₹43,391.16₹20,533.74₹22,857.43₹32,06,397.07
136₹43,391.16₹20,679.18₹22,711.98₹31,85,717.89
137₹43,391.16₹20,825.66₹22,565.5₹31,64,892.23
138₹43,391.16₹20,973.18₹22,417.99₹31,43,919.05
139₹43,391.16₹21,121.74₹22,269.43₹31,22,797.32
140₹43,391.16₹21,271.35₹22,119.81₹31,01,525.97
141₹43,391.16₹21,422.02₹21,969.14₹30,80,103.95
142₹43,391.16₹21,573.76₹21,817.4₹30,58,530.19
143₹43,391.16₹21,726.57₹21,664.59₹30,36,803.62
144₹43,391.16₹21,880.47₹21,510.69₹30,14,923.15
145₹43,391.16₹22,035.46₹21,355.71₹29,92,887.7
146₹43,391.16₹22,191.54₹21,199.62₹29,70,696.16
147₹43,391.16₹22,348.73₹21,042.43₹29,48,347.42
148₹43,391.16₹22,507.03₹20,884.13₹29,25,840.39
149₹43,391.16₹22,666.46₹20,724.7₹29,03,173.93
150₹43,391.16₹22,827.01₹20,564.15₹28,80,346.92
151₹43,391.16₹22,988.7₹20,402.46₹28,57,358.21
152₹43,391.16₹23,151.54₹20,239.62₹28,34,206.67
153₹43,391.16₹23,315.53₹20,075.63₹28,10,891.14
154₹43,391.16₹23,480.68₹19,910.48₹27,87,410.46
155₹43,391.16₹23,647₹19,744.16₹27,63,763.46
156₹43,391.16₹23,814.5₹19,576.66₹27,39,948.95
157₹43,391.16₹23,983.19₹19,407.97₹27,15,965.76
158₹43,391.16₹24,153.07₹19,238.09₹26,91,812.69
159₹43,391.16₹24,324.16₹19,067.01₹26,67,488.54
160₹43,391.16₹24,496.45₹18,894.71₹26,42,992.08
161₹43,391.16₹24,669.97₹18,721.19₹26,18,322.12
162₹43,391.16₹24,844.71₹18,546.45₹25,93,477.4
163₹43,391.16₹25,020.7₹18,370.46₹25,68,456.71
164₹43,391.16₹25,197.93₹18,193.24₹25,43,258.78
165₹43,391.16₹25,376.41₹18,014.75₹25,17,882.37
166₹43,391.16₹25,556.16₹17,835₹24,92,326.21
167₹43,391.16₹25,737.18₹17,653.98₹24,66,589.02
168₹43,391.16₹25,919.49₹17,471.67₹24,40,669.53
169₹43,391.16₹26,103.09₹17,288.08₹24,14,566.45
170₹43,391.16₹26,287.98₹17,103.18₹23,88,278.46
171₹43,391.16₹26,474.19₹16,916.97₹23,61,804.27
172₹43,391.16₹26,661.71₹16,729.45₹23,35,142.56
173₹43,391.16₹26,850.57₹16,540.59₹23,08,291.99
174₹43,391.16₹27,040.76₹16,350.4₹22,81,251.23
175₹43,391.16₹27,232.3₹16,158.86₹22,54,018.93
176₹43,391.16₹27,425.19₹15,965.97₹22,26,593.74
177₹43,391.16₹27,619.46₹15,771.71₹21,98,974.28
178₹43,391.16₹27,815.09₹15,576.07₹21,71,159.19
179₹43,391.16₹28,012.12₹15,379.04₹21,43,147.07
180₹43,391.16₹28,210.54₹15,180.63₹21,14,936.53
181₹43,391.16₹28,410.36₹14,980.8₹20,86,526.17
182₹43,391.16₹28,611.6₹14,779.56₹20,57,914.57
183₹43,391.16₹28,814.27₹14,576.89₹20,29,100.31
184₹43,391.16₹29,018.37₹14,372.79₹20,00,081.94
185₹43,391.16₹29,223.91₹14,167.25₹19,70,858.02
186₹43,391.16₹29,430.92₹13,960.24₹19,41,427.11
187₹43,391.16₹29,639.39₹13,751.78₹19,11,787.72
188₹43,391.16₹29,849.33₹13,541.83₹18,81,938.39
189₹43,391.16₹30,060.76₹13,330.4₹18,51,877.62
190₹43,391.16₹30,273.7₹13,117.47₹18,21,603.93
191₹43,391.16₹30,488.13₹12,903.03₹17,91,115.79
192₹43,391.16₹30,704.09₹12,687.07₹17,60,411.7
193₹43,391.16₹30,921.58₹12,469.58₹17,29,490.12
194₹43,391.16₹31,140.61₹12,250.56₹16,98,349.52
195₹43,391.16₹31,361.19₹12,029.98₹16,66,988.33
196₹43,391.16₹31,583.33₹11,807.83₹16,35,405
197₹43,391.16₹31,807.04₹11,584.12₹16,03,597.96
198₹43,391.16₹32,032.34₹11,358.82₹15,71,565.62
199₹43,391.16₹32,259.24₹11,131.92₹15,39,306.38
200₹43,391.16₹32,487.74₹10,903.42₹15,06,818.64
201₹43,391.16₹32,717.86₹10,673.3₹14,74,100.77
202₹43,391.16₹32,949.61₹10,441.55₹14,41,151.16
203₹43,391.16₹33,183.01₹10,208.15₹14,07,968.15
204₹43,391.16₹33,418.05₹9,973.11₹13,74,550.1
205₹43,391.16₹33,654.77₹9,736.4₹13,40,895.33
206₹43,391.16₹33,893.15₹9,498.01₹13,07,002.18
207₹43,391.16₹34,133.23₹9,257.93₹12,72,868.95
208₹43,391.16₹34,375.01₹9,016.16₹12,38,493.94
209₹43,391.16₹34,618.5₹8,772.67₹12,03,875.45
210₹43,391.16₹34,863.71₹8,527.45₹11,69,011.74
211₹43,391.16₹35,110.66₹8,280.5₹11,33,901.08
212₹43,391.16₹35,359.36₹8,031.8₹10,98,541.71
213₹43,391.16₹35,609.82₹7,781.34₹10,62,931.89
214₹43,391.16₹35,862.06₹7,529.1₹10,27,069.83
215₹43,391.16₹36,116.08₹7,275.08₹9,90,953.74
216₹43,391.16₹36,371.91₹7,019.26₹9,54,581.84
217₹43,391.16₹36,629.54₹6,761.62₹9,17,952.3
218₹43,391.16₹36,889₹6,502.16₹8,81,063.3
219₹43,391.16₹37,150.3₹6,240.87₹8,43,913
220₹43,391.16₹37,413.44₹5,977.72₹8,06,499.56
221₹43,391.16₹37,678.46₹5,712.71₹7,68,821.1
222₹43,391.16₹37,945.35₹5,445.82₹7,30,875.75
223₹43,391.16₹38,214.13₹5,177.04₹6,92,661.63
224₹43,391.16₹38,484.81₹4,906.35₹6,54,176.82
225₹43,391.16₹38,757.41₹4,633.75₹6,15,419.41
226₹43,391.16₹39,031.94₹4,359.22₹5,76,387.47
227₹43,391.16₹39,308.42₹4,082.74₹5,37,079.05
228₹43,391.16₹39,586.85₹3,804.31₹4,97,492.2
229₹43,391.16₹39,867.26₹3,523.9₹4,57,624.94
230₹43,391.16₹40,149.65₹3,241.51₹4,17,475.29
231₹43,391.16₹40,434.05₹2,957.12₹3,77,041.25
232₹43,391.16₹40,720.45₹2,670.71₹3,36,320.79
233₹43,391.16₹41,008.89₹2,382.27₹2,95,311.9
234₹43,391.16₹41,299.37₹2,091.79₹2,54,012.54
235₹43,391.16₹41,591.91₹1,799.26₹2,12,420.63
236₹43,391.16₹41,886.52₹1,504.65₹1,70,534.11
237₹43,391.16₹42,183.21₹1,207.95₹1,28,350.9
238₹43,391.16₹42,482.01₹909.15₹85,868.89
239₹43,391.16₹42,782.92₹608.24₹43,085.97
240₹43,391.16₹43,085.97₹305.19₹0

Remboursement du prêt immobilier

OpenStax, Annuities : https://openstax.org/books/principles-finance-2e/pages/8-2-annuities

L’estimation inclut uniquement le principal et les intérêts. Les remboursements anticipés mensuels raccourcissent la durée sans réduire l’EMI prévue.

Déduction des intérêts immobiliers

Income Tax Department, revenus immobiliers et section 24(b) : https://www.incometaxindia.gov.in/w/treatment-of-income-from-different-sources-1

Vérifiez les conditions et le régime fiscal avant de compter sur une déduction des intérêts. Aucune déduction n’est soustraite des remboursements ici.

Comment l'utiliser

  1. Saisissez les montants et choisissez les options de calcul affichées.
  2. Modifiez le taux et la durée pour les faire correspondre à vos hypothèses.
  3. Consultez l'estimation, le graphique et le tableau année par année, puis téléchargez le fichier CSV.

Confidentialité et limitations

Les calculs et les exportations CSV sont effectués dans votre navigateur. Vos données financières ne sont pas téléversées.

Outils associés

Questions fréquentes

Le taux de 8.5 % est-il une offre de prêteur ?

Non. Il s'agit d'une hypothèse de planification modifiable. Saisissez le taux et la durée effectivement proposés.

Ce calculateur prend-il en compte l'avantage fiscal de la Section 24(b) ?

Non. Les déductions d'intérêts d'un prêt immobilier dépendent du bien, de son achèvement, du régime fiscal et des conditions légales applicables. Comparez séparément les régimes avec le calculateur d'impôt sur le revenu en Inde.

Puis-je simuler une révision du taux ?

Il s'agit d'une estimation à taux constant. Lorsque le taux de votre prêt est révisé, relancez le calcul avec le principal restant dû et le nouveau taux.

Outil gratuit · dans votre navigateur exécutions · aucun compte requis