{"{0} percentage points":"{0}个百分点","{0} periods":"{0}个周期","Accumulated":"累计值","Amount in the future":"未来金额","Amount today":"当前金额","APR (nominal yearly rate)":"APR（年名义利率）","APR is the nominal yearly rate before compounding; APY, also called the effective annual rate (EAR or AER), includes the interest earned on interest. APY = (1 + APR ÷ n)^n − 1 for n compounding periods a year, or e^APR − 1 for continuous compounding. Savings accounts usually quote APY; loans often quote APR, which in some countries also includes fees.":"APR是复利计算前的年名义利率；APY也称有效年利率（EAR或AER），包含利息产生的利息。每年复利n个周期时，APY = (1 + APR ÷ n)^n − 1；连续复利时，APY = e^APR − 1。储蓄账户通常标示APY；贷款通常标示APR，但在某些国家，APR还包括费用。","APR to APY":"APR转APY","APR to APY calculator":"APR转APY计算器","APR, nominal yearly rate (%)":"APR，年名义利率（%）","APY (effective yearly rate)":"APY（有效年利率）","APY to APR":"APY转APR","APY, effective yearly rate (%)":"APY，有效年利率（%）","Book value":"账面价值","Cash flow":"现金流","Cash flows, first one now (negative for money out)":"现金流，第一笔为当前金额（支出为负数）","Compounding":"复利","Continuously":"连续复利","Cost":"成本","Daily":"每天","Depreciation":"折旧","Depreciation calculator":"折旧计算器","Difference":"差额","Direction":"方向","Discount rate per period (%)":"每周期折现率（%）","Double-declining balance":"双倍余额递减法","Download CSV":"下载CSV","Enter a cost above the salvage value and a life of 1 to 100 years.":"请输入高于残值的成本，以及1到100年的使用年限。","Enter a rate of zero or more.":"请输入不低于零的利率。","Enter at least two cash flows, separated by commas or spaces, the first usually negative.":"请输入至少两笔现金流，用逗号或空格分隔，第一笔通常为负数。","Enter the amount, rate, and number of periods.":"请输入金额、利率和周期数。","First year":"第一年","Future value of a sum":"一笔金额的未来价值","Future value of regular payments":"定期付款的未来价值","Interest earned":"赚取的利息","Interest rate per period (%)":"每周期利率（%）","Internal rate of return":"内部收益率","Loses value at this rate":"按此利率损失价值","Method":"方法","Money grows by (1 + r) each period, so a sum today is worth PV × (1 + r)^n after n periods, and a future sum is worth that much less today. Regular payments at the end of each period add up to PMT × ((1 + r)^n − 1) ÷ r; at the start of each period, multiply by (1 + r). Use the rate and periods in the same unit: for monthly payments, a monthly rate and a number of months.":"金额每个周期增长(1 + r)，因此当前一笔金额在n个周期后价值为PV × (1 + r)^n，而未来金额在当前的价值相应较低。每个周期末的定期付款累计为PMT × ((1 + r)^n − 1) ÷ r；如果在每个周期初付款，则再乘以(1 + r)。利率和周期数必须使用相同单位：对于每月付款，应使用月利率和月数。","Monthly":"每月","Net present value":"净现值","None":"无","Not paid back":"未收回","NPV and IRR calculator":"NPV和IRR计算器","NPV discounts each cash flow back to today, CF ÷ (1 + r)^t, and adds them up, with the first flow at t = 0 and not discounted. A positive NPV means the project earns more than the discount rate. IRR is the rate at which NPV is exactly zero; with cash flows that change sign more than once, there can be more than one, and this shows the one found between −99.99% and 10,000%. Payback ignores the time value of money.":"NPV将每笔现金流折现回当前，即CF ÷ (1 + r)^t，然后相加；第一笔现金流位于t = 0，不进行折现。NPV为正表示项目收益高于折现率。IRR是使NPV恰好为零的利率；如果现金流的正负号变化超过一次，IRR可能不止一个，此处显示在−99.99%到10,000%之间找到的那个。回收期不考虑货币的时间价值。","Number of periods":"周期数","On 10,000 for a year":"以10,000计算一年","Payback period":"回收期","Payment each period":"每周期付款","Payment to reach a target":"达到目标所需的付款","Payments at the start of each period":"每个周期初付款","Period":"周期","Present and future value calculator":"现值和未来价值计算器","Present value":"现值","Present value of a future sum":"一笔未来金额的现值","Present value of regular payments":"定期付款的现值","Quarterly":"每季度","Running total":"累计总额","Salvage value at the end":"期末残值","Straight-line":"直线法","Straight-line spreads cost minus salvage evenly over the life. Double-declining balance takes twice the straight-line rate from the remaining book value each year, switching to straight-line when that gives more, and never goes below salvage. Sum of the years' digits weights the early years: in year k of n, (n − k + 1) ÷ (1 + 2 + … + n) of the depreciable amount. Tax rules, such as MACRS in the US or capital allowances elsewhere, follow their own tables.":"直线法将成本减去残值后的金额在使用年限内平均分摊。双倍余额递减法每年按直线法折旧率的两倍从剩余账面价值中计提折旧；如果改用直线法的折旧额更高，则切换为直线法，并且折旧后的价值不会低于残值。年数总和法会提高前期年份的权重：在n年的第k年，折旧金额按(n − k + 1) ÷ (1 + 2 + … + n)计算。美国的MACRS等税务规则，以及其他地区的资本折旧抵扣，都遵循各自的表格。","Sum of the years' digits":"年数总和法","Target amount":"目标金额","Total depreciation":"累计折旧","Total of the payments":"付款总额","Twice a year":"每年两次","Useful life (years)":"使用年限（年）","Weekly":"每周","Work out":"计算","Worth doing at this rate":"按此利率值得进行","Year":"年","Yearly":"每年"}