{"{0} invested":"已投资{0}","{0} months":"{0}个月","{0} years {1} months":"{0}年{1}个月","All at the first price instead":"改为全部按第一个价格","Amount invested each time":"每次投资金额","APR (%)":"APR（%）","Average cost per unit":"单位平均成本","Balance":"余额","Break-even sell price":"盈亏平衡卖出价","Buy price per coin":"每枚币买入价","Buying fee (%)":"买入手续费（%）","Coins (quantity)":"币数量","Credit card payoff calculator":"信用卡还款计算器","Crypto profit calculator":"加密货币利润计算器","Dollar-cost averaging calculator":"定投计算器","Enter a monthly payment or a number of months.":"请输入每月还款额或月数。","Enter the amount and at least one price above zero, separated by commas or spaces.":"请输入金额和至少一个大于零的价格，使用逗号或空格分隔。","Enter the balance and the APR.":"请输入余额和APR。","Enter the buy price, sell price, and quantity.":"请输入买入价、卖出价和数量。","Enter your income, spending, savings, return, and withdrawal rate.":"请输入您的收入、支出、储蓄、回报率和提取率。","Fees {0}":"手续费{0}","FIRE calculator":"FIRE计算器","Interest is charged each month at the APR ÷ 12 on the balance, then your payment comes off, and the last payment is only what is left. Real cards may calculate interest daily, add fees, or require a minimum payment that falls as the balance does, which takes far longer; paying a fixed amount, and not adding new spending, clears the card fastest.":"每月按余额的APR÷12计息，然后扣除您的还款额，最后一期只需偿还剩余金额。实际信用卡可能按日计息、收取额外费用，或要求的最低还款额随余额减少而降低，这会花费更长时间；固定还款且不再新增消费，能最快还清信用卡。","Invested at year end":"年末投资额","Invested now":"当前投资额","Investing the same amount each time buys more units when the price is low and fewer when it is high, so the average cost per unit is below the simple average of the prices. Enter the prices you actually paid; nothing is looked up. Whether investing gradually beats investing all at once depends on how prices moved, which the last line compares. This is arithmetic on your figures, not investment advice.":"每次投资相同金额时，价格低可以买入更多单位，价格高则买入更少，因此单位平均成本会低于价格的简单平均值。请输入您实际支付的价格；工具不会查询任何数据。分批投资是否优于一次性投资，取决于价格走势，最后一行会进行比较。这只是根据您提供的数据进行计算，不构成投资建议。","Loss":"亏损","Monthly payment":"每月还款额","Monthly payment needed":"所需每月还款额","Months to pay it off":"还清所需月数","Not within 100 years":"100年内无法还清","Paid off in":"还清时间","Payment for a deadline":"在期限内还清所需还款额","Price":"价格","Price at each purchase, in order":"每次购买时的价格，按顺序填写","Price now (optional)":"当前价格（可选）","Proceeds after fee":"扣除手续费后的所得","Profit":"利润","Profit is what you receive after the selling fee, minus what you paid including the buying fee; the break-even price is where the two are equal. Enter the prices yourself; no market data is fetched. Network or withdrawal fees and taxes on gains are not included, and nothing here is investment advice.":"利润是扣除卖出手续费后收到的金额，减去包含买入手续费在内的支付金额；盈亏平衡价格就是两者相等时的价格。请自行输入价格；工具不会获取市场数据。网络费、提现费和收益税均未计入，以上内容不构成投资建议。","Purchase":"购买","Real return a year (%)":"年实际回报率（%）","Saved each year":"每年储蓄额","Savings rate {0}%":"储蓄率{0}%","Sell price per coin":"每枚币卖出价","Selling fee (%)":"卖出手续费（%）","Share of target":"目标占比","Simple average of the prices: {0}":"价格的简单平均值：{0}","Spending ÷ {0}%":"支出÷{0}%","This payment does not cover the monthly interest of {0}, so the balance would never go down.":"这笔还款额不足以支付每月{0}的利息，因此余额永远不会减少。","Time to pay off":"还清所需时间","Total cost with fee":"含手续费的总成本","Total interest":"总利息","Total paid":"总还款额","Units bought":"买入单位数","Value now":"当前价值","Withdrawal rate (%)":"提取率（%）","Work out":"计算","Year":"年","Yearly income after tax":"税后年收入","Yearly spending":"年度支出","Years to get there":"达到目标所需年数","Your FIRE number":"您的FIRE目标金额","Your FIRE number is the sum whose yearly withdrawals at the chosen rate cover your spending: at 4%, 25 times spending, the rule of thumb from US studies of past market returns over 30-year retirements. The model adds what you save at the end of each year and grows the total at a real return, after inflation, so the figures are in today's money. Markets do not grow evenly, taxes and fees reduce returns, and early retirements last longer than 30 years; it is a model to explore, not financial advice.":"您的FIRE目标金额，是指按所选提取率每年提取后足以覆盖支出的金额：提取率为4%时，目标金额为支出的25倍，这是根据美国对过去市场回报和30年退休期的研究得出的经验法则。该模型会在每年年末加入您的储蓄，并按扣除通胀后的实际回报率使总额增长，因此结果以今天的货币价值表示。市场不会均匀增长，税费会降低回报率，而且提前退休的时间可能超过30年；这只是用于探索的模型，不构成财务建议。"}