{"{0}%":"{0}%","A Canadian foreign tax credit may offset withholding in a non-registered account, subject to limits. No credit is computed or assumed here.":"加拿大外国税收抵免可能抵扣非注册账户中的预扣税，但受相关限额限制。本工具不计算或假定任何抵免。","Account":"账户","Annual — 1":"每年—1","Annual dividend growth (%) (optional)":"年度股息增长率（%）（可选）","Annual dividend per share":"每股年度股息","Annual gross US dividend (USD)":"年度美国股息总额（USD）","Average cost per share":"每股平均成本","Calculation mode":"计算模式","Canada — non-registered account":"加拿大—非注册账户","Canada — RRSP / RRIF / LIRA pension account":"加拿大—RRSP / RRIF / LIRA养老金账户","Canada — TFSA / RESP / RDSP / FHSA":"加拿大—TFSA / RESP / RDSP / FHSA","Canadian tax treatment note":"加拿大税务处理说明","Canadian-listed ETFs holding US stocks can incur US withholding inside the fund, called level 1 withholding. Holding that Canadian-listed fund in an RRSP does not remove the fund-level withholding. Enter gross dividends from a direct US-listed holding here; this tool does not calculate fund-level tax.":"持有美国股票的加拿大上市ETF可能在基金内部产生美国预扣税，这称为第1级预扣税。在RRSP中持有该加拿大上市基金，并不能免除基金层面的预扣税。请在此输入直接持有美国上市证券所得的股息总额；本工具不计算基金层面的税款。","Capital needed at the goal":"目标时所需资金","Capital needed today":"当前所需资金","Capital today = monthly goal × 12 ÷ annual yield, divided again by (1 − tax rate) for a net goal. All amounts use the same currency. Leave years at zero for an immediate goal; current holdings do not reduce the total capital requirement.":"当前资金＝月度目标×12÷年度收益率；对于税后目标，还要再除以（1−税率）。所有金额使用同一种货币。若目标是立即实现，请将年数保留为零；当前持有资产不会减少所需资金总额。","Comparison table":"比较表","Current portfolio (optional)":"当前投资组合（可选）","Desired monthly income":"期望月收入","Dividend for a target yield":"达到目标收益率所需的股息","Dividend yield":"股息率","Dividend yield calculator":"股息率计算器","Enter a number":"请输入数字","Enter finite numbers within the supported range.":"请输入支持范围内的有限数字。","For a future goal, monthly deposits buy at each month start. Share price is held constant and net dividends are reinvested once at year end. Dividend growth increases income per share, not the share price. The goal is the next year's annual dividend on the portfolio at the end of the horizon, divided by 12. This is a run rate, not a promise of monthly payments. Contribution amounts stay constant.":"对于未来目标，每月存款在每月月初买入。股价保持不变，税后股息在每年年末再投资一次。股息增长会提高每股收入，但不会提高股价。目标是投资期限结束时投资组合下一年的年度股息除以12。这是按当前速度计算的收入，并不承诺每月实际支付。缴款金额保持不变。","For other countries, enter your documented treaty rate yourself. Eligibility depends on residency, beneficial ownership and the payment. The Canadian account comparison uses Canadian rules, regardless of the selected foreign-investor mode.":"对于其他国家，请自行输入有文件证明的税收协定税率。是否适用取决于税务居民身份、受益所有权和付款性质。加拿大账户比较使用加拿大规则，与所选外国投资者模式无关。","For portfolio dividends, the default US non-resident rate is 30%. Canadian treaty residents with documentation generally use 15%; individuals use Form W-8BEN. Qualifying Canadian pension accounts holding US-listed securities use the treaty exemption. Without the required documentation this calculator uses 30%.":"对于投资组合股息，美国非居民默认税率为30%。有文件证明的加拿大税收协定居民通常适用15%；个人使用Form W-8BEN。持有美国上市证券且符合条件的加拿大养老金账户适用协定豁免。没有所需文件时，本计算器使用30%。","Foreign investor — no treaty":"外国投资者—无税收协定","Foreign tax credit may apply, subject to limits":"可能适用外国税收抵免，但受相关限额限制","Forward yield":"预期股息率","Gross (USD)":"总额（USD）","Gross before withholding":"预扣税前总额","Gross dividend per year (USD)":"年度股息总额（USD）","Income goal basis":"收入目标依据","Investor / account":"投资者／账户","Latest dividend per share":"最新每股股息","Monthly — 12":"每月—12","Monthly contribution needed":"所需月度缴款","Monthly dividend calculator":"月度股息计算器","Monthly-equivalent income at the goal":"目标时的月度等值收入","Net (USD)":"净额（USD）","Net after withholding":"预扣税后净额","Net dividend per year (USD)":"年度股息净额（USD）","No time horizon":"无投资期限","Non-registered":"非注册账户","Other country — custom treaty rate":"其他国家—自定义税收协定税率","Payments per year":"每年支付次数","Pension exemption with qualifying documentation":"凭符合条件的文件享受养老金豁免","Portfolio yield":"投资组合收益率","Portfolio yield (%)":"投资组合收益率（%）","Price for a target yield":"达到目标收益率所需的价格","Quarterly — 4":"每季度—4","Required annual dividend per share":"所需每股年度股息","Required residency / account documentation is in place":"已备妥所需的居民身份／账户文件","Required share price":"所需股价","Results":"结果","RRSP / RRIF / LIRA":"RRSP / RRIF / LIRA","Same US-listed holding in Canadian accounts":"加拿大账户中的同一美国上市持有资产","Semiannual — 2":"每半年—2","Share price":"股价","Target yield (%)":"目标收益率（%）","Tax reduces reinvestment even for a gross income goal. A zero contribution means the current portfolio already meets the goal under these assumptions. Sensitivity rows change only the starting yield; dividends and yields are not guaranteed.":"即使目标是税前收入，税款也会减少再投资金额。缴款为零表示在这些假设下，当前投资组合已经达到目标。敏感性分析行只改变初始收益率；股息和收益率并无保证。","TFSA / RESP / RDSP / FHSA":"TFSA / RESP / RDSP / FHSA","TFSA, RESP, RDSP and FHSA accounts are not pension accounts under this rule: 15% is withheld with documentation and cannot be recovered. This calculation excludes Canadian income tax, account withdrawals, special distributions and non-portfolio ownership rates.":"根据此规则，TFSA、RESP、RDSP和FHSA账户不属于养老金账户：即使有文件证明，也会预扣15%，且无法追回。本计算不包括加拿大所得税、账户提款、特殊分配和非投资组合持有的税率。","This calculator uses your assumptions. It is not investment or tax advice. Enter all figures yourself; no market data or ticker lookup is used.":"本计算器使用您提供的假设。这不是投资或税务建议。请自行输入所有数据；本工具不使用市场数据，也不查询股票代码。","Treaty withholding rate (%)":"税收协定预扣税率（%）","US dividend withholding calculator":"美国股息预扣税计算器","US tax withheld per year (USD)":"年度预扣美国税款（USD）","US withheld (USD)":"美国预扣税（USD）","US withholding rate":"美国预扣税率","Use a non-negative dividend, a positive price or cost, and a positive target yield.":"请输入非负股息、正数价格或成本，以及正数目标收益率。","Use a non-negative gross dividend and a withholding rate from 0% to 100%.":"请输入非负股息总额，以及介于0%到100%之间的预扣税率。","Use a positive income and yield, tax below 100% for net income, 0 to 100 whole years, and a non-negative current portfolio.":"请输入正数收入和收益率；对于税后收入，税率须低于100%；年数须为0到100之间的整数；当前投资组合须为非负数。","Use non-negative shares, dividends and contributions, positive prices, 1 to 100 whole years, growth above −100%, and tax from 0% to 100%.":"请输入非负的持股数量、股息和缴款，正数价格，1到100之间的整数年数，高于−100%的增长率，以及介于0%到100%之间的税率。","Use the same currency for dividend, price and cost. These are gross yields before withholding, fees or currency conversion. A higher yield can reflect a falling share price; dividends can be cut or stopped.":"股息、价格和成本请使用同一种货币。这些是预扣税、费用或货币换算前的收益率。较高的收益率可能反映股价下跌；股息可能被削减或停止发放。","Withholding / tax (%)":"预扣税／税款（%）","Withholding cannot be recovered":"预扣税无法追回","Years until the goal (optional)":"距离目标的年数（可选）","Yield = annual dividend per share ÷ price × 100. Yield on cost uses average cost instead of price. Forward yield annualises the latest payment and assumes it repeats. Required price = annual dividend ÷ target yield; required dividend = price × target yield. Percentages are divided by 100 in those two formulas.":"收益率＝每股年度股息÷价格×100。成本收益率使用平均成本，而不是价格。预期收益率将最新一次支付额按年度计算，并假定该金额重复支付。所需价格＝年度股息÷目标收益率；所需股息＝价格×目标收益率。在这两个公式中，百分比都要除以100。","Yield on cost":"成本收益率","Yield sensitivity under the same assumptions":"相同假设下的收益率敏感性"}