{"{0} percentage points":"{0}個百分點","{0} periods":"{0}期","Accumulated":"累計","Amount in the future":"未來金額","Amount today":"今日金額","APR (nominal yearly rate)":"APR（名目年利率）","APR is the nominal yearly rate before compounding; APY, also called the effective annual rate (EAR or AER), includes the interest earned on interest. APY = (1 + APR ÷ n)^n − 1 for n compounding periods a year, or e^APR − 1 for continuous compounding. Savings accounts usually quote APY; loans often quote APR, which in some countries also includes fees.":"APR是複利計算前的名目年利率；APY也稱為有效年利率（EAR或AER），包含利息所產生的利息。每年複利n期時，APY = (1 + APR ÷ n)^n − 1；連續複利時則為e^APR − 1。儲蓄帳戶通常標示APY；貸款通常標示APR，而部分國家的APR也包含費用。","APR to APY":"APR轉APY","APR to APY calculator":"APR轉APY計算機","APR, nominal yearly rate (%)":"APR，名目年利率（%）","APY (effective yearly rate)":"APY（有效年利率）","APY to APR":"APY轉APR","APY, effective yearly rate (%)":"APY，有效年利率（%）","Book value":"帳面價值","Cash flow":"現金流量","Cash flows, first one now (negative for money out)":"現金流量，第一筆為現在的金額（支出請填負數）","Compounding":"複利","Continuously":"連續複利","Cost":"成本","Daily":"每日","Depreciation":"折舊","Depreciation calculator":"折舊計算機","Difference":"差額","Direction":"方向","Discount rate per period (%)":"每期折現率（%）","Double-declining balance":"雙倍餘額遞減法","Download CSV":"下載CSV","Enter a cost above the salvage value and a life of 1 to 100 years.":"請輸入高於殘值的成本，以及1到100年的使用年限。","Enter a rate of zero or more.":"請輸入大於或等於零的利率。","Enter at least two cash flows, separated by commas or spaces, the first usually negative.":"請至少輸入兩筆現金流量，以逗號或空格分隔，第一筆通常為負數。","Enter the amount, rate, and number of periods.":"請輸入金額、利率和期數。","First year":"第一年","Future value of a sum":"一筆金額的未來價值","Future value of regular payments":"定期付款的未來價值","Interest earned":"賺取的利息","Interest rate per period (%)":"每期利率（%）","Internal rate of return":"內部報酬率","Loses value at this rate":"以此利率減少的價值","Method":"方法","Money grows by (1 + r) each period, so a sum today is worth PV × (1 + r)^n after n periods, and a future sum is worth that much less today. Regular payments at the end of each period add up to PMT × ((1 + r)^n − 1) ÷ r; at the start of each period, multiply by (1 + r). Use the rate and periods in the same unit: for monthly payments, a monthly rate and a number of months.":"金額每期會乘上(1 + r)成長，因此今日的一筆金額在n期後的價值為PV × (1 + r)^n，而未來的一筆金額換算至今日時會少這麼多。每期期末的定期付款累計為PMT × ((1 + r)^n − 1) ÷ r；若在每期期初付款，則再乘上(1 + r)。利率和期數請使用相同單位：若每月付款，請使用月利率和月數。","Monthly":"每月","Net present value":"淨現值","None":"無","Not paid back":"尚未回本","NPV and IRR calculator":"NPV與IRR計算機","NPV discounts each cash flow back to today, CF ÷ (1 + r)^t, and adds them up, with the first flow at t = 0 and not discounted. A positive NPV means the project earns more than the discount rate. IRR is the rate at which NPV is exactly zero; with cash flows that change sign more than once, there can be more than one, and this shows the one found between −99.99% and 10,000%. Payback ignores the time value of money.":"NPV會將每筆現金流量折現回今日，計算CF ÷ (1 + r)^t後加總；第一筆現金流量的t = 0，不進行折現。NPV為正表示專案的報酬高於折現率。IRR是使NPV恰好等於零的利率；若現金流量的正負號變化超過一次，可能會有多個IRR，本工具顯示在−99.99%到10,000%之間找到的數值。回本期不考慮貨幣的時間價值。","Number of periods":"期數","On 10,000 for a year":"10,000存放一年","Payback period":"回本期","Payment each period":"每期付款","Payment to reach a target":"達到目標所需的付款","Payments at the start of each period":"每期期初付款","Period":"期間","Present and future value calculator":"現值與未來價值計算機","Present value":"現值","Present value of a future sum":"一筆未來金額的現值","Present value of regular payments":"定期付款的現值","Quarterly":"每季","Running total":"累計總額","Salvage value at the end":"期末殘值","Straight-line":"直線法","Straight-line spreads cost minus salvage evenly over the life. Double-declining balance takes twice the straight-line rate from the remaining book value each year, switching to straight-line when that gives more, and never goes below salvage. Sum of the years' digits weights the early years: in year k of n, (n − k + 1) ÷ (1 + 2 + … + n) of the depreciable amount. Tax rules, such as MACRS in the US or capital allowances elsewhere, follow their own tables.":"直線法會將成本減去殘值後的金額，在使用年限內平均分攤。雙倍餘額遞減法每年從剩餘帳面價值中提列直線法折舊率的兩倍；若改用直線法能提列更多折舊，則切換為直線法，且不會低於殘值。年數合計法會提高前幾年的折舊比重：在n年的第k年，折舊金額為可折舊金額的(n − k + 1) ÷ (1 + 2 + … + n)。美國的MACRS或其他地區的資本折讓等稅務規則，則依照各自的表格計算。","Sum of the years' digits":"年數合計法","Target amount":"目標金額","Total depreciation":"折舊總額","Total of the payments":"付款總額","Twice a year":"每年兩次","Useful life (years)":"使用年限（年）","Weekly":"每週","Work out":"計算","Worth doing at this rate":"以此利率值得進行","Year":"年","Yearly":"每年"}