{"{0} invested":"已投入{0}","{0} months":"{0}個月","{0} years {1} months":"{0}年{1}個月","All at the first price instead":"改為全部按第一個價格計算","Amount invested each time":"每次投入金額","APR (%)":"APR（%）","Average cost per unit":"每單位平均成本","Balance":"餘額","Break-even sell price":"損益兩平賣出價格","Buy price per coin":"每枚買入價格","Buying fee (%)":"買入費用（%）","Coins (quantity)":"幣的數量","Credit card payoff calculator":"信用卡還款計算機","Crypto profit calculator":"加密貨幣獲利計算機","Dollar-cost averaging calculator":"定期定額計算機","Enter a monthly payment or a number of months.":"請輸入每月付款金額或月數。","Enter the amount and at least one price above zero, separated by commas or spaces.":"請輸入金額及至少一個大於零的價格，並以逗號或空格分隔。","Enter the balance and the APR.":"請輸入餘額和APR。","Enter the buy price, sell price, and quantity.":"請輸入買入價格、賣出價格和數量。","Enter your income, spending, savings, return, and withdrawal rate.":"請輸入您的收入、支出、儲蓄、報酬率和提領率。","Fees {0}":"費用{0}","FIRE calculator":"FIRE計算機","Interest is charged each month at the APR ÷ 12 on the balance, then your payment comes off, and the last payment is only what is left. Real cards may calculate interest daily, add fees, or require a minimum payment that falls as the balance does, which takes far longer; paying a fixed amount, and not adding new spending, clears the card fastest.":"每月會按餘額以APR ÷ 12計算利息，再扣除您的付款金額，最後一期只需支付剩餘金額。實際信用卡可能按日計息、加收費用，或要求最低付款金額隨餘額下降而降低，這樣需要的時間會長得多；支付固定金額且不再新增消費，能最快還清卡款。","Invested at year end":"年底投入","Invested now":"目前投入","Investing the same amount each time buys more units when the price is low and fewer when it is high, so the average cost per unit is below the simple average of the prices. Enter the prices you actually paid; nothing is looked up. Whether investing gradually beats investing all at once depends on how prices moved, which the last line compares. This is arithmetic on your figures, not investment advice.":"每次投入相同金額時，價格低會買到較多單位，價格高則買到較少單位，因此每單位平均成本會低於價格的簡單平均值。請輸入您實際支付的價格；不會查詢任何資料。分批投入是否勝過一次投入，取決於價格如何變動，最後一行會進行比較。這只是根據您提供的數字計算，不是投資建議。","Loss":"虧損","Monthly payment":"每月付款金額","Monthly payment needed":"所需每月付款金額","Months to pay it off":"還清所需月數","Not within 100 years":"100年內無法還清","Paid off in":"還清需時","Payment for a deadline":"在期限內還清所需付款","Price":"價格","Price at each purchase, in order":"每次購買的價格，依順序排列","Price now (optional)":"目前價格（選填）","Proceeds after fee":"扣除費用後所得","Profit":"獲利","Profit is what you receive after the selling fee, minus what you paid including the buying fee; the break-even price is where the two are equal. Enter the prices yourself; no market data is fetched. Network or withdrawal fees and taxes on gains are not included, and nothing here is investment advice.":"獲利是扣除賣出費用後的所得，再減去包含買入費用在內的支付金額；損益兩平價格就是兩者相等的價格。請自行輸入價格；不會取得市場資料。不包含網路或提領費用，也不包含獲利稅，本工具內容不是投資建議。","Purchase":"購買","Real return a year (%)":"每年實質報酬率（%）","Saved each year":"每年儲蓄金額","Savings rate {0}%":"儲蓄率{0}%","Sell price per coin":"每枚賣出價格","Selling fee (%)":"賣出費用（%）","Share of target":"目標占比","Simple average of the prices: {0}":"價格的簡單平均值：{0}","Spending ÷ {0}%":"支出 ÷ {0}%","This payment does not cover the monthly interest of {0}, so the balance would never go down.":"這筆付款不足以支付每月{0}的利息，因此餘額永遠不會下降。","Time to pay off":"還清所需時間","Total cost with fee":"含費用總成本","Total interest":"總利息","Total paid":"總付款金額","Units bought":"買入單位數","Value now":"目前價值","Withdrawal rate (%)":"提領率（%）","Work out":"計算","Year":"年","Yearly income after tax":"年度稅後收入","Yearly spending":"年度支出","Years to get there":"達成所需年數","Your FIRE number":"您的FIRE目標金額","Your FIRE number is the sum whose yearly withdrawals at the chosen rate cover your spending: at 4%, 25 times spending, the rule of thumb from US studies of past market returns over 30-year retirements. The model adds what you save at the end of each year and grows the total at a real return, after inflation, so the figures are in today's money. Markets do not grow evenly, taxes and fees reduce returns, and early retirements last longer than 30 years; it is a model to explore, not financial advice.":"您的FIRE目標金額，是按照所選提領率每年提領後足以支付支出的資金總額：以4%計算，就是支出的25倍，這是美國針對過去市場報酬率及30年退休期間研究所得的經驗法則。此模型會在每年年底加入您的儲蓄，並以扣除通膨後的實質報酬率讓總額增長，因此數字以今天的貨幣價值呈現。市場不會均勻成長，稅金和費用會降低報酬率，而提早退休的時間也會超過30年；這是供您探索的模型，不是財務建議。"}