{"{0}%":"{0}%","A Canadian foreign tax credit may offset withholding in a non-registered account, subject to limits. No credit is computed or assumed here.":"加拿大外國稅額抵免可能抵銷非註冊帳戶中的預扣稅，但受相關上限限制。本工具不會在此計算或假設任何抵免。","Account":"帳戶","Annual — 1":"每年 — 1","Annual dividend growth (%) (optional)":"年度股息成長率（%）（選填）","Annual dividend per share":"每股年度股息","Annual gross US dividend (USD)":"年度美國股息總額（USD）","Average cost per share":"每股平均成本","Calculation mode":"計算模式","Canada — non-registered account":"加拿大 — 非註冊帳戶","Canada — RRSP / RRIF / LIRA pension account":"加拿大 — RRSP / RRIF / LIRA退休金帳戶","Canada — TFSA / RESP / RDSP / FHSA":"加拿大 — TFSA / RESP / RDSP / FHSA","Canadian tax treatment note":"加拿大稅務處理注意事項","Canadian-listed ETFs holding US stocks can incur US withholding inside the fund, called level 1 withholding. Holding that Canadian-listed fund in an RRSP does not remove the fund-level withholding. Enter gross dividends from a direct US-listed holding here; this tool does not calculate fund-level tax.":"持有美國股票的加拿大上市ETF可能在基金內產生美國預扣稅，稱為第1級預扣稅。即使將該加拿大上市基金持有於RRSP中，也不會免除基金層級的預扣稅。請在此輸入直接持有美國上市標的的股息總額；本工具不會計算基金層級的稅款。","Capital needed at the goal":"達成目標所需資本","Capital needed today":"今天所需資本","Capital today = monthly goal × 12 ÷ annual yield, divided again by (1 − tax rate) for a net goal. All amounts use the same currency. Leave years at zero for an immediate goal; current holdings do not reduce the total capital requirement.":"今天所需資本 = 每月目標 × 12 ÷ 年度殖利率；若為稅後淨額目標，還要再除以(1 − 稅率)。所有金額均使用相同貨幣。若目標立即達成，請將年數保留為零；目前持有部位不會降低所需資本總額。","Comparison table":"比較表","Current portfolio (optional)":"目前投資組合（選填）","Desired monthly income":"期望每月收入","Dividend for a target yield":"達到目標殖利率所需股息","Dividend yield":"股息殖利率","Dividend yield calculator":"股息殖利率計算機","Enter a number":"請輸入數字","Enter finite numbers within the supported range.":"請輸入支援範圍內的有限數字。","For a future goal, monthly deposits buy at each month start. Share price is held constant and net dividends are reinvested once at year end. Dividend growth increases income per share, not the share price. The goal is the next year's annual dividend on the portfolio at the end of the horizon, divided by 12. This is a run rate, not a promise of monthly payments. Contribution amounts stay constant.":"對於未來目標，每月存入的資金會在每月初買入。股價維持不變，稅後股息則在每年年底再投資一次。股息成長會提高每股收入，不會提高股價。目標是計算期間結束時投資組合下一年的年度股息，再除以12。這是年化收入推算，不代表保證每月付款。投入金額維持不變。","For other countries, enter your documented treaty rate yourself. Eligibility depends on residency, beneficial ownership and the payment. The Canadian account comparison uses Canadian rules, regardless of the selected foreign-investor mode.":"對於其他國家，請自行輸入有文件佐證的租稅協定稅率。是否適用取決於居住地、實益所有權及付款項目。加拿大帳戶比較一律採用加拿大規則，不受所選外國投資人模式影響。","For portfolio dividends, the default US non-resident rate is 30%. Canadian treaty residents with documentation generally use 15%; individuals use Form W-8BEN. Qualifying Canadian pension accounts holding US-listed securities use the treaty exemption. Without the required documentation this calculator uses 30%.":"對於投資組合股息，美國非居民預設稅率為30%。具備文件的加拿大租稅協定居民通常適用15%；個人請使用Form W-8BEN。持有美國上市證券且符合資格的加拿大退休金帳戶可適用租稅協定豁免。若沒有必要文件，本計算機會使用30%。","Foreign investor — no treaty":"外國投資人 — 無租稅協定","Foreign tax credit may apply, subject to limits":"可能適用外國稅額抵免，但受相關上限限制","Forward yield":"預期殖利率","Gross (USD)":"總額（USD）","Gross before withholding":"預扣前總額","Gross dividend per year (USD)":"每年股息總額（USD）","Income goal basis":"收入目標基準","Investor / account":"投資人／帳戶","Latest dividend per share":"最新每股股息","Monthly — 12":"每月 — 12","Monthly contribution needed":"所需每月投入金額","Monthly dividend calculator":"每月股息計算機","Monthly-equivalent income at the goal":"達成目標時的每月等值收入","Net (USD)":"淨額（USD）","Net after withholding":"預扣後淨額","Net dividend per year (USD)":"每年股息淨額（USD）","No time horizon":"無計算期間","Non-registered":"非註冊","Other country — custom treaty rate":"其他國家 — 自訂租稅協定稅率","Payments per year":"每年付款次數","Pension exemption with qualifying documentation":"具備合格文件的退休金豁免","Portfolio yield":"投資組合殖利率","Portfolio yield (%)":"投資組合殖利率（%）","Price for a target yield":"達到目標殖利率所需價格","Quarterly — 4":"每季 — 4","Required annual dividend per share":"所需每股年度股息","Required residency / account documentation is in place":"已備妥必要的居住地／帳戶文件","Required share price":"所需股價","Results":"結果","RRSP / RRIF / LIRA":"RRSP / RRIF / LIRA","Same US-listed holding in Canadian accounts":"加拿大帳戶中的相同美國上市持有部位","Semiannual — 2":"每半年 — 2","Share price":"股價","Target yield (%)":"目標殖利率（%）","Tax reduces reinvestment even for a gross income goal. A zero contribution means the current portfolio already meets the goal under these assumptions. Sensitivity rows change only the starting yield; dividends and yields are not guaranteed.":"即使是稅前收入目標，稅款也會降低再投資金額。投入金額為零表示在這些假設下，目前投資組合已達成目標。敏感度列只會變更起始殖利率；股息與殖利率均不保證。","TFSA / RESP / RDSP / FHSA":"TFSA / RESP / RDSP / FHSA","TFSA, RESP, RDSP and FHSA accounts are not pension accounts under this rule: 15% is withheld with documentation and cannot be recovered. This calculation excludes Canadian income tax, account withdrawals, special distributions and non-portfolio ownership rates.":"依本規則，TFSA、RESP、RDSP及FHSA帳戶不屬於退休金帳戶：即使具備文件，仍會預扣15%，且無法取回。本計算不包含加拿大所得稅、帳戶提款、特殊配息及非投資組合持有的稅率。","This calculator uses your assumptions. It is not investment or tax advice. Enter all figures yourself; no market data or ticker lookup is used.":"本計算機會使用您提供的假設。這不是投資或稅務建議。所有數值都必須由您自行輸入；本工具不使用市場資料或股票代號查詢。","Treaty withholding rate (%)":"租稅協定預扣稅率（%）","US dividend withholding calculator":"美國股息預扣稅計算機","US tax withheld per year (USD)":"每年預扣的美國稅款（USD）","US withheld (USD)":"美國預扣稅（USD）","US withholding rate":"美國預扣稅率","Use a non-negative dividend, a positive price or cost, and a positive target yield.":"請使用非負股息、正數價格或成本，以及正數目標殖利率。","Use a non-negative gross dividend and a withholding rate from 0% to 100%.":"請使用非負股息總額，以及介於0%至100%的預扣稅率。","Use a positive income and yield, tax below 100% for net income, 0 to 100 whole years, and a non-negative current portfolio.":"請使用正數收入與殖利率；若為淨收入，稅率須低於100%；年數須為0至100的整數；目前投資組合須為非負數。","Use non-negative shares, dividends and contributions, positive prices, 1 to 100 whole years, growth above −100%, and tax from 0% to 100%.":"請使用非負的持股數、股息及投入金額、正數價格、1至100的整數年數、高於−100%的成長率，以及介於0%至100%的稅率。","Use the same currency for dividend, price and cost. These are gross yields before withholding, fees or currency conversion. A higher yield can reflect a falling share price; dividends can be cut or stopped.":"股息、價格及成本請使用相同貨幣。這些是預扣稅、費用或貨幣換算前的總殖利率。較高的殖利率可能反映股價下跌；股息可能遭到削減或停止。","Withholding / tax (%)":"預扣稅／稅率（%）","Withholding cannot be recovered":"預扣稅無法取回","Years until the goal (optional)":"距離目標的年數（選填）","Yield = annual dividend per share ÷ price × 100. Yield on cost uses average cost instead of price. Forward yield annualises the latest payment and assumes it repeats. Required price = annual dividend ÷ target yield; required dividend = price × target yield. Percentages are divided by 100 in those two formulas.":"殖利率 = 每股年度股息 ÷ 價格 × 100。成本殖利率使用平均成本，而非價格。預期殖利率會將最新一期付款年化，並假設付款金額重複。所需價格 = 年度股息 ÷ 目標殖利率；所需股息 = 價格 × 目標殖利率。在這兩個公式中，百分比會除以100。","Yield on cost":"成本殖利率","Yield sensitivity under the same assumptions":"相同假設下的殖利率敏感度"}