{"{0} a month":"月額{0}","{0} lost to vacancy":"空室による損失{0}","{0} to {1}":"{0}～{1}","{0}% of the rent":"家賃の{0}%","25% of take-home pay":"手取り収入の25%","30% of gross income":"総収入の30%","36% of gross, less debts":"総収入の36%から債務を差し引いた額","a month, from the strictest rule to the loosest":"月額。最も厳しい基準から最も緩い基準まで","a year, before mortgage payments":"年額。住宅ローン返済前","a year; {0} a month":"年額。月額{0}","Buying costs (fees and taxes)":"購入費用（手数料と税金）","Cap rate":"還元利回り","Cap rate calculator":"還元利回り計算機","Cash flow":"キャッシュフロー","Cash flow over 10 years":"10年間のキャッシュフロー","Cash flow, year 1":"キャッシュフロー（1年目）","Cash invested":"投資した現金","Cash on cash":"キャッシュオンキャッシュ","Cash-on-cash return calculator":"キャッシュオンキャッシュリターン計算機","Cash-on-cash return is a year's cash flow before tax ÷ the cash you put in: the down payment plus closing and repair costs. Cash flow is the rent you collect less operating costs and mortgage payments. It ignores the loan being paid down and any change in the property's value, which add to your total return, and income tax, which reduces it.":"キャッシュオンキャッシュリターンとは、税引前の年間キャッシュフロー÷投じた現金です。投じた現金には頭金、契約締結費用、修繕費用が含まれます。キャッシュフローは、受け取った家賃から運営費用と住宅ローン返済額を差し引いたものです。ローン元本の返済や物件価値の変動は含まれません。これらは総リターンを増やし、所得税は総リターンを減らします。","Cash-on-cash return, year 1":"キャッシュオンキャッシュリターン（1年目）","Check the values: a price above zero, a down payment from 0 to 100%, a rate from 0 to 30%, a term from 1 to 50 years, and growth rates between −50% and 50%.":"数値を確認してください。価格は0超、頭金は0～100%、金利は0～30%、期間は1～50年、成長率は−50%～50%の範囲で入力してください。","Closing costs and repairs at purchase":"購入時の契約締結費用と修繕費用","Comfortable rent":"無理のない家賃","Cost":"費用","Cost growth per year (%)":"年間費用上昇率（%）","Costs per year":"年間費用","Debt payments per month (car, card, student loan)":"月々の債務返済額（自動車ローン、カード、学生ローン）","Down payment (%)":"頭金（%）","Enter a price above zero, a rent and costs of zero or more, and a vacancy rate below 100%.":"価格は0超、家賃と費用は0以上、空室率は100%未満で入力してください。","Enter a price above zero, and a rent, buying costs, and running costs of zero or more.":"価格は0超、家賃、購入費用、運営費用は0以上で入力してください。","Enter a yearly income above zero, and take-home pay and debts of zero or more.":"年間収入は0超、手取り収入と債務は0以上で入力してください。","Gross income per year, before tax":"税引前の年間総収入","Gross yield":"表面利回り","Gross yield is a year's rent ÷ the price, the figure most listings quote. Net yield takes off vacancy and every running cost, and divides by what the property really cost you, price plus buying fees and taxes. Mortgage interest is left out, so the yield compares properties regardless of how they are financed; for the return on your own cash with a mortgage, use the cash-on-cash calculator.":"表面利回りは年間家賃÷価格で、多くの物件情報に掲載されている数値です。実質利回りは空室による損失とすべての運営費用を差し引き、価格に購入手数料と税金を加えた実際の物件取得費用で割ったものです。住宅ローン利息は含まれないため、資金調達方法にかかわらず物件を比較できます。住宅ローンを利用した場合の自己資金に対するリターンには、キャッシュオンキャッシュ計算機を使用してください。","Insurance per year":"年間保険料","Letting or management fee (% of rent)":"賃貸仲介・管理手数料（家賃の%）","loan {0}":"ローン{0}","Maintenance and repairs per year":"年間維持・修繕費","Management fee":"管理手数料","Mortgage":"住宅ローン","Mortgage interest rate (%)":"住宅ローン金利（%）","Mortgage payments":"住宅ローン返済額","Mortgage term (years)":"住宅ローン期間（年）","Net income per year":"年間手取り収入","Net operating income":"純営業収益","Net yield":"実質利回り","on the price plus buying costs":"価格と購入費用の合計に対して","Operating costs per year":"年間運営費用","Operating costs per year (tax, insurance, upkeep, management)":"年間運営費用（税金、保険、維持費、管理費）","Other costs per year":"年間その他費用","Per year":"年間","Price for this income":"この収入に対応する価格","Property price or value":"物件価格または評価額","Property tax per year":"年間固定資産税","Purchase price":"購入価格","Rent":"家賃","rent ÷ price":"家賃÷価格","Rent affordability calculator":"無理のない家賃計算機","Rent after vacancy":"空室控除後の家賃","rent and debt payments together":"家賃と債務返済額の合計","Rent growth per year (%)":"年間家賃上昇率（%）","Rent per month":"月額家賃","Rental yield calculator":"賃貸利回り計算機","Service charge, ground rent, or HOA per year":"年間管理費、地代、またはHOA費用","Take-home pay per month (optional)":"月々の手取り収入（任意）","The best-known guide is to spend no more than 30% of your gross income on rent; many landlords ask for a yearly income of 40 times the monthly rent, which is the same limit. Counting debts, lenders like housing and debt payments together to stay within about 36% of gross income. Basing the rent on 25% of take-home pay leaves the most room for saving. Rent here means rent alone; add utilities if your rent does not include them.":"最もよく知られた目安は、家賃を総収入の30%以内に抑えることです。多くの大家は月額家賃の40倍の年間収入を求めますが、これは同じ上限を示しています。債務も含める場合、金融機関は住宅費と債務返済額の合計を総収入の約36%以内に抑えることを好みます。家賃を手取り収入の25%を基準にすると、貯蓄に最も余裕が生まれます。ここでいう家賃は家賃のみです。家賃に光熱費が含まれていない場合は、光熱費を加えてください。","The cap rate is net operating income ÷ price: the yearly return if you bought the property with cash. Net operating income is the rent you actually collect less running costs such as property tax, insurance, repairs, and management, but not mortgage payments, so properties can be compared however they are financed. The table shows what the same income is worth at other cap rates.":"還元利回りは純営業収益÷価格で、物件を現金で購入した場合の年間リターンを示します。純営業収益は、実際に受け取る家賃から固定資産税、保険、修繕費、管理費などの運営費用を差し引いたものです。住宅ローン返済額は含まれないため、資金調達方法にかかわらず物件を比較できます。この表では、同じ収益が別の還元利回りでいくらの価値になるかを示します。","the cautious rule":"慎重な基準","the same as the 40× rent rule: {0}":"40×家賃ルールと同じ: {0}","Vacancy":"空室","Vacancy (%)":"空室率（%）","Vacancy and unpaid rent (%)":"空室・未収家賃（%）","With no down payment and no closing costs, no cash is invested, so there is no cash-on-cash return to work out.":"頭金も契約締結費用もない場合は投資した現金がないため、キャッシュオンキャッシュリターンを計算できません。","Year":"年"}