{"{0} percentage points":"{0} poin persentase","{0} periods":"{0} periode","Accumulated":"Akumulasi","Amount in the future":"Jumlah di masa depan","Amount today":"Jumlah hari ini","APR (nominal yearly rate)":"APR (suku bunga nominal tahunan)","APR is the nominal yearly rate before compounding; APY, also called the effective annual rate (EAR or AER), includes the interest earned on interest. APY = (1 + APR ÷ n)^n − 1 for n compounding periods a year, or e^APR − 1 for continuous compounding. Savings accounts usually quote APY; loans often quote APR, which in some countries also includes fees.":"APR adalah suku bunga nominal tahunan sebelum bunga berbunga; APY, yang juga disebut suku bunga tahunan efektif (EAR atau AER), mencakup bunga yang diperoleh dari bunga. APY = (1 + APR ÷ n)^n − 1 untuk n periode penggandaan bunga per tahun, atau e^APR − 1 untuk penggandaan bunga kontinu. Rekening tabungan biasanya mencantumkan APY; pinjaman sering mencantumkan APR, yang di beberapa negara juga mencakup biaya.","APR to APY":"APR ke APY","APR to APY calculator":"Kalkulator APR ke APY","APR, nominal yearly rate (%)":"APR, suku bunga nominal tahunan (%)","APY (effective yearly rate)":"APY (suku bunga tahunan efektif)","APY to APR":"APY ke APR","APY, effective yearly rate (%)":"APY, suku bunga tahunan efektif (%)","Book value":"Nilai buku","Cash flow":"Arus kas","Cash flows, first one now (negative for money out)":"Arus kas, yang pertama sekarang (negatif untuk uang keluar)","Compounding":"Penggandaan bunga","Continuously":"Kontinu","Cost":"Biaya","Daily":"Harian","Depreciation":"Penyusutan","Depreciation calculator":"Kalkulator penyusutan","Difference":"Selisih","Direction":"Arah","Discount rate per period (%)":"Tingkat diskonto per periode (%)","Double-declining balance":"Saldo menurun ganda","Download CSV":"Download CSV","Enter a cost above the salvage value and a life of 1 to 100 years.":"Masukkan biaya yang lebih besar daripada nilai sisa dan masa manfaat 1 hingga 100 tahun.","Enter a rate of zero or more.":"Masukkan tingkat bunga nol atau lebih.","Enter at least two cash flows, separated by commas or spaces, the first usually negative.":"Masukkan setidaknya dua arus kas, dipisahkan dengan koma atau spasi; yang pertama biasanya negatif.","Enter the amount, rate, and number of periods.":"Masukkan jumlah, tingkat bunga, dan jumlah periode.","First year":"Tahun pertama","Future value of a sum":"Nilai masa depan suatu jumlah","Future value of regular payments":"Nilai masa depan pembayaran berkala","Interest earned":"Bunga yang diperoleh","Interest rate per period (%)":"Suku bunga per periode (%)","Internal rate of return":"Tingkat pengembalian internal","Loses value at this rate":"Kehilangan nilai pada tingkat ini","Method":"Metode","Money grows by (1 + r) each period, so a sum today is worth PV × (1 + r)^n after n periods, and a future sum is worth that much less today. Regular payments at the end of each period add up to PMT × ((1 + r)^n − 1) ÷ r; at the start of each period, multiply by (1 + r). Use the rate and periods in the same unit: for monthly payments, a monthly rate and a number of months.":"Uang bertambah sebesar (1 + r) setiap periode, sehingga jumlah hari ini bernilai PV × (1 + r)^n setelah n periode, dan jumlah di masa depan bernilai sebesar itu lebih kecil jika dihitung hari ini. Pembayaran berkala pada akhir setiap periode berjumlah PMT × ((1 + r)^n − 1) ÷ r; pada awal setiap periode, kalikan dengan (1 + r). Gunakan tingkat bunga dan periode dalam satuan yang sama: untuk pembayaran bulanan, gunakan tingkat bunga bulanan dan jumlah bulan.","Monthly":"Bulanan","Net present value":"Nilai kini bersih","None":"Tidak ada","Not paid back":"Belum kembali modal","NPV and IRR calculator":"Kalkulator NPV dan IRR","NPV discounts each cash flow back to today, CF ÷ (1 + r)^t, and adds them up, with the first flow at t = 0 and not discounted. A positive NPV means the project earns more than the discount rate. IRR is the rate at which NPV is exactly zero; with cash flows that change sign more than once, there can be more than one, and this shows the one found between −99.99% and 10,000%. Payback ignores the time value of money.":"NPV mendiskontokan setiap arus kas ke nilai hari ini, CF ÷ (1 + r)^t, lalu menjumlahkannya; arus pertama berada pada t = 0 dan tidak didiskontokan. NPV positif berarti proyek menghasilkan lebih besar daripada tingkat diskonto. IRR adalah tingkat bunga saat NPV tepat sama dengan nol; jika arus kas berubah tanda lebih dari sekali, hasilnya bisa lebih dari satu, dan kalkulator ini menampilkan hasil yang ditemukan antara −99.99% dan 10,000%. Periode balik modal mengabaikan nilai waktu uang.","Number of periods":"Jumlah periode","On 10,000 for a year":"Atas 10,000 selama setahun","Payback period":"Periode balik modal","Payment each period":"Pembayaran setiap periode","Payment to reach a target":"Pembayaran untuk mencapai target","Payments at the start of each period":"Pembayaran pada awal setiap periode","Period":"Periode","Present and future value calculator":"Kalkulator nilai kini dan masa depan","Present value":"Nilai kini","Present value of a future sum":"Nilai kini suatu jumlah di masa depan","Present value of regular payments":"Nilai kini pembayaran berkala","Quarterly":"Kuartalan","Running total":"Total berjalan","Salvage value at the end":"Nilai sisa pada akhir masa manfaat","Straight-line":"Garis lurus","Straight-line spreads cost minus salvage evenly over the life. Double-declining balance takes twice the straight-line rate from the remaining book value each year, switching to straight-line when that gives more, and never goes below salvage. Sum of the years' digits weights the early years: in year k of n, (n − k + 1) ÷ (1 + 2 + … + n) of the depreciable amount. Tax rules, such as MACRS in the US or capital allowances elsewhere, follow their own tables.":"Metode garis lurus membagi biaya dikurangi nilai sisa secara merata selama masa manfaat. Saldo menurun ganda menggunakan dua kali tingkat metode garis lurus dari nilai buku yang tersisa setiap tahun, beralih ke metode garis lurus jika hasilnya lebih besar, dan tidak pernah turun di bawah nilai sisa. Jumlah angka tahun memberikan bobot lebih besar pada tahun-tahun awal: pada tahun ke-k dari n, sebesar (n − k + 1) ÷ (1 + 2 + … + n) dari jumlah yang dapat disusutkan. Aturan pajak, seperti MACRS di AS atau tunjangan modal di negara lain, mengikuti tabelnya masing-masing.","Sum of the years' digits":"Jumlah angka tahun","Target amount":"Jumlah target","Total depreciation":"Total penyusutan","Total of the payments":"Total pembayaran","Twice a year":"Dua kali setahun","Useful life (years)":"Masa manfaat (tahun)","Weekly":"Mingguan","Work out":"Hitung","Worth doing at this rate":"Layak dilakukan pada tingkat ini","Year":"Tahun","Yearly":"Tahunan"}